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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Why Christmas Is the Right Time to Thank the People We Disagree With

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Christmas Eve has a way of slowing us down, whether we like it or not. The calendar forces a pause. The noise quiets....

Wildfire Smoke Damage Insurance Rights

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As an attorney who has spent years fighting for policyholders, I’ve seen how wildfire recovery has shifted from simple “char and ash” claims...

Public Adjuster Contract Compliance – Who is Responsible When Rules Are Not Clear?

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(Chip’s Note: From time to time, someone makes a career decision that says more about values than ambition, and those are the choices...

A Wrong Insurance Application Answer Destroys Coverage

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Insurance cases often turn on small words with enormous consequences. Few illustrate this better than a recent Arkansas appellate decision in Hiscox Dedicated...

Tackling the Toxic Aftermath: Insights from United Policyholders’ “Wildfire Smoke Damage and Your Insurance Rights” Webinar

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As an attorney who has spent years fighting for policyholders, I’ve seen how wildfire recovery has shifted from simple “char and ash” claims...

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

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A federal court decision from Minnesota provides a sobering look at how cosmetic damage exclusions may be interpreted in hail-damage cases involving metal...

Claims Excellence for Whom? | Property Insurance Coverage Law Blog

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An insurance claims practice expert sent me a 2008 white paper this week, which prompted a lot of personal reflection worth discussing. It...

Adjustment Time Still Counts in Period of Restoration Disputes

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Following up on yesterday’s post, Large Business Interruption Verdict Results in Post-Trial Fights, the business interruption requirement to determine the period of restoration was...

November 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., December 18, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of November of $46 million...

Large Business Interruption Verdict Results in Post-Trial Fights

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The final verdict is not necessarily the end of an insurance dispute. That is exactly what we are seeing now after the jury...

Frozen Pipes, Water Loss, and Winter Lessons

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Frozen pipes resulting in water loss are nothing new when the first winter freeze comes. When winter storms roll through the normally warm...

Independent Agencies Win When Retention Comes First

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This article is part of a sponsored series by EZLynx. As an...
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