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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

May 2026 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., June 18, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million...

Maine’s 36-Hour Public Adjuster Rule: You Can Talk but Don’t Sign Too Soon

A public adjuster recently asked me a very practical question: If a Maine policyholder calls a public adjuster within 36 hours of a...

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Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida

When we talk about Florida’s definition of actual cash value, we are really talking about a promise of indemnity. That promise lies at...

September 2025 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., October 16, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of September of $161 million...

Layered Coverage Notice and Forms| Property Insurance Coverage Law Blog

One of the most overlooked but critical aspects of handling large commercial insurance claims, particularly those involving Lloyd’s and surplus lines carriers, is...

Allstate reveals America’s 10 riskiest roads for drivers this Halloween

Key takeaways  Halloween falls on a Friday this year, overlapping with hazardous weekend driving hours.  Allstate identified 10 of the riskiest road segments in major...

Built to Last: Buyer Beware

I watched “Built to Last: Buyer Beware” today at the FAPIA Fall Conference, and it stirred something deep in me. The documentary exposes a...

Arbitration in Insurance Policies: The Litigation Disguised as “Efficiency”

Arbitration in insurance policies is hardly a new concept. In fact, its lineage can be traced to the Standard Fire Policy of Massachusetts,...

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

Florida’s public adjusters have taken the fight to the courthouse. In Florida Association of Public Insurance Adjusters and National Association of Public Insurance Adjusters...

When Insurance Agents Fail to Warn About Renewal: Connecticut Requires a Special Relationship

When your business or house burns down and you find out, too late, that your property insurance policy was not renewed, you do...

Strengthening Professional Standards in Insurance

This post is part of a series sponsored by Risk & Insurance Education Alliance. In an...

Claims Handling Excellence | Property Insurance Coverage Law Blog

Barry Zalma has long been a respected voice in the insurance law and claims community. His insights into what constitutes excellence in claims handling should...

Is an Insurance Company’s Underpayment a Breach of Contract? A Florida Court Says Maybe Not

Yesterday’s decision from Florida’s First District Court of Appeal, Bailetti v. Universal Property & Casualty Insurance Company, 1 highlights an increasingly difficult hurdle for...

Reflections From the TAPIA Fall Conference

The Texas Association of Public Insurance Adjusters (TAPIA) just finished its fall meeting in Houston.  It seems like yesterday, rather than 17 years...