California Wildfire Almost Fully Contained as Evacuation Orders Lifted

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A Southern California wildfire that prompted evacuation orders is now nearly fully contained, according to fire officials. The Springs Fire in Riverside County grew to roughly 4,176 acres, but is now 95% contained. The fire had been just 25% contained on Friday, when evacuation orders for were issued for large number...
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California Wildfire Almost Fully Contained as Evacuation Orders Lifted

A Southern California wildfire that prompted evacuation orders is now nearly fully contained, according to...

Installation Floater Coverage May Include Labor Costs – Insurance Cover

5/24/25 INSB. source

The Best Claims Are Won Before the Fight Begins

I have long said that the best claim professionals resolve disputes without ever setting foot into a courtroom or appraisal hearing. That is...

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What Small Business Owners Need to Know

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April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of the easiest ways to lose time if you are not prepared.  If you are...
Small Business Insurance

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
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Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
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Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
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NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Small Business Insurance

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...
Flood Insurance

Budgeting for Flood Insurance in Houston’s Flood Zone AE

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Buying a home in Flood Zone AE in Houston?Have you factored flood insurance into your real monthly payment, not just your mortgage rate? If you are purchasing a home in Flood Zone AE, flood insurance is typically required by...

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