How to Arrange Life Cover as Your Needs Change

10-second summary: When your children are young, your financial risk is highest. As your mortgage reduces and your children become independent, that risk falls. Arranging life cover properly means deciding whether your protection should stay level for the full term or reduce...

How to Arrange Life Cover as Your Needs Change

10-second summary: When your children are young,...

DocuSign Fraud and Crime Coverage

Business owners are increasingly learning a painful lesson about modern fraud scams. They are evolving faster than the traditional policy language found in...

Can I use 2 health insurance plans? #employeebenefits #healthcare #healthinsurance #combinedhcm

Yes, you can have primary and secondary insurance BUT it’s not always beneficial. There are many factors to consider so make sure you do your...

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Small Business Insurance

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple carriers, and provide claims support. Given that 77% of small businesses are underinsured, professional...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...

Accuracy Speeds Binding

When it comes to mid-market Contractors General Liability — premiums $15K and up — the faster a submission is accurate, the faster coverage...

The Contractor Admin Problem

Contractors don’t lose sleep over insurance coverage. They lose sleep over the admin that comes with it. Ask any tradesperson when they handle COIs,...

Market Insurance to Micro Small Businesses

November 20, 2025 Just like larger companies, micro businesses also need small business insurance. However, their unique needs call for a tailored marketing approach that...

Digital Marketing Tips to Grow Your Insurance Agency and Boost Lead Generation 

October 31, 2025 Generating high-quality leads is one of the biggest challenges for any insurance agency. Fortunately, technology has made it easier than ever...

4 Insurance FAQs for Freelancers

October 17, 2025 Being your own boss offers freedom and flexibility, but it also comes with responsibility. As a freelancer, you are in charge...

NFIP vs Private Flood Insurance in Houston: 2026 Cost Comparison

Is private flood insurance actually cheaper than NFIP in Houston?Or does the answer depend on your flood zone, ZIP code, and even your street? If you are buying flood insurance in Houston, you have probably heard that private flood...