Key Facts and Common Myths

Last Updated: May 2026 https://www.youtube.com/watch?v=fG19GSWk67U Most people believe the flood insurance waiting period is always 30 days. That’s not true. Depending on your situation, your flood insurance waiting period could actually be: 0 days, 1 day, 7 to 10 days, or the standard 30 days. And if the wrong waiting period gets applied to your policy, it can create coverage gaps, delayed closings, lender...

Key Facts and Common Myths

Last Updated: May 2026 https://www.youtube.com/watch?v=fG19GSWk67U Most people believe the flood insurance waiting period is always 30 days. That’s not true. Depending on your situation,...

Railroad Mitigation Deductible Coverage | Property Insurance Coverage Law Blog

One of the fundamental principles of insurance is that policyholders should take reasonable steps to prevent loss. So, what happens when the policyholder...

Ship Operators Urge Clear Rules to Return Hormuz to Normal

Shipping executives meeting in Athens on Monday said that any peace deal worked out between the United States and Iran would need to...

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6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams or formal cyber protections. For insurance agents and brokers, this creates an important opportunity...

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...

Instant Bindable Small Business Insurance for Agents

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Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

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Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...

Key Facts and Common Myths

Last Updated: May 2026 https://www.youtube.com/watch?v=fG19GSWk67U Most people believe the flood insurance waiting period is always 30 days. That’s not true. Depending on your situation, your flood insurance waiting period could actually be: 0 days, 1 day, 7 to 10 days, or the standard...