MetLife Long-Term Disability Buyouts

Your monthly disability check from MetLife provides a steady, reliable income. But what if the company offered you the next 10 or 20 years’ worth of payments all at once? This is called a lump-sum buyout—a single, large payment that replaces all future monthly checks forever. It’s an offer that can feel both exciting and overwhelming. A MetLife lump...

MetLife Long-Term Disability Buyouts

Your monthly disability check from MetLife provides a steady, reliable income. But what if the company offered you the next 10 or 20...

New York Court Holds New York Law Governs Texas Storm Claim

Last week, the Southern District of New York held that a New York choice-of-law provision in a Texas commercial property insurance policy was...

How Much Does A $250,000 Indexed Universal Life Insurance Policy Cost At Age 35?

At age 35, you can probably agree that answering how much does a $250,000 Indexed Universal Life insurance policy really cost can feel complicated.But...

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Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better service.  What actually drives growth in small business insurance today?  What the latest Under 10 episode on YouTube:  https://www.youtube.com/watch?v=wtUeuyqhrZ4 Strong relationships...

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...

Accuracy Speeds Binding

When it comes to mid-market Contractors General Liability — premiums $15K and up — the faster a submission is accurate, the faster coverage...

The Contractor Admin Problem

Contractors don’t lose sleep over insurance coverage. They lose sleep over the admin that comes with it. Ask any tradesperson when they handle COIs,...

Market Insurance to Micro Small Businesses

November 20, 2025 Just like larger companies, micro businesses also need small business insurance. However, their unique needs call for a tailored marketing approach that...

Digital Marketing Tips to Grow Your Insurance Agency and Boost Lead Generation 

October 31, 2025 Generating high-quality leads is one of the biggest challenges for any insurance agency. Fortunately, technology has made it easier than ever...

Real Costs and Coverage Insights

How much does NFIP flood insurance really cost in Houston in 2026?And when is NFIP actually the better option compared to private flood insurance? If you own a home in Houston, flood insurance is a financial decision that can cost...