10-second summary: When your children are young, your financial risk is highest. As your mortgage reduces and your children become independent, that risk falls. Arranging life cover properly means deciding whether your protection should stay level for the full term or reduce...
Business owners are increasingly learning a painful lesson about modern fraud scams. They are evolving faster than the traditional policy language found in...
February 13, 2026
Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple carriers, and provide claims support. Given that 77% of small businesses are underinsured, professional...
February 13, 2026
Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
February 5, 2026
An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Contractors don’t lose sleep over insurance coverage. They lose sleep over the admin that comes with it.
Ask any tradesperson when they handle COIs,...
November 20, 2025
Just like larger companies, micro businesses also need small business insurance. However, their unique needs call for a tailored marketing approach that...
October 31, 2025
Generating high-quality leads is one of the biggest challenges for any insurance agency. Fortunately, technology has made it easier than ever...
Is private flood insurance actually cheaper than NFIP in Houston?Or does the answer depend on your flood zone, ZIP code, and even your street?
If you are buying flood insurance in Houston, you have probably heard that private flood...