I attended the Community Associations Institute (CAI) Annual Conference this week wearing two hats. One was as a lawyer who has spent a career representing policyholders. The other was as the president of my condominium association. That second hat made the risk management meeting and discussion hit a little closer to home.
The discussion was candid. Insurance brokers, carrier...
Heavy rainfall, new development, drainage issues, and changing weather patterns are creating flood losses in places that historically never flooded before. In fact,...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams or formal cyber protections.
For insurance agents and brokers, this creates an important opportunity...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
How fast can agents get a business insurance quote online?Â
Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
The Four Seasons of Small Business RiskÂ
Winter: Property Damage and Slip-and-Fall LiabilityÂ
Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
April 3, 2026
A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?Â
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
February 26, 2026
Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Heavy rainfall, new development, drainage issues, and changing weather patterns are creating flood losses in places that historically never flooded before. In fact, many flood claims now occur outside high-risk FEMA flood zones.
At Flood Insurance Guru, we help...