Marine Insurance Policies | Types of Marine Insurance Policies | Dr. Sahil Roy

Marine Insurance Policies Types of Marine Insurance Policies Dr. Sahil Roy Time policy – not exceed 12 months – only for hull. Voyage policy – suitable for cargo insurance + covers risk in transit. Mixed policy or time & Voyage policy – subject matter + Voyage + time duration. Valued policy – value of subject matter in advance. It includes Invoice price Freight Shipping charges Insurance charges Certain...

Marine Insurance Policies | Types of Marine Insurance Policies | Dr. Sahil Roy

Marine Insurance Policies Types of Marine Insurance Policies Dr. Sahil Roy Time policy – not exceed 12 months – only for hull. Voyage policy – suitable for ...

Plain Meaning Prevails: What the Texas Supreme Court’s Windstorm Ruling Means for Policyholders

In a recent decision, the Texas Supreme Court held that a tornado qualifies as a “windstorm” under a homeowners insurance policy, allowing the...

How Much Does A $150,000 Indexed Universal Life Insurance Policy Cost At Age 55?

At age 55, you can probably agree that answering how much does a $150,000 Indexed Universal Life insurance policy really cost can feel complicated.But...

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Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple carriers, and provide claims support. Given that 77% of small businesses are underinsured, professional...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...

Accuracy Speeds Binding

When it comes to mid-market Contractors General Liability — premiums $15K and up — the faster a submission is accurate, the faster coverage...

The Contractor Admin Problem

Contractors don’t lose sleep over insurance coverage. They lose sleep over the admin that comes with it. Ask any tradesperson when they handle COIs,...

Market Insurance to Micro Small Businesses

November 20, 2025 Just like larger companies, micro businesses also need small business insurance. However, their unique needs call for a tailored marketing approach that...

Digital Marketing Tips to Grow Your Insurance Agency and Boost Lead Generation 

October 31, 2025 Generating high-quality leads is one of the biggest challenges for any insurance agency. Fortunately, technology has made it easier than ever...

4 Insurance FAQs for Freelancers

October 17, 2025 Being your own boss offers freedom and flexibility, but it also comes with responsibility. As a freelancer, you are in charge...

5 Key Factors Affecting Flood Insurance Costs in Jacksonville

Seeing Flood Zone AE on a Jacksonville flood map can feel like an instant deal breaker.Does it automatically mean high flood insurance costs and closing delays? Flood Zone AE often gets the blame, but it is rarely the real...