Families Scramble To Pay Five-Figure Bills as Clock Ticks on Promised Preauthorization Reforms

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Sheldon Ekirch is used to being disappointed by her health insurance company. That’s why Ekirch, 31, of Henrico, Virginia, was stunned when she learned Anthem would finally have to pay for life-changing medical treatment. For two years, she had battled the company to cover blood plasma infusions called intravenous immunoglobulin, or IVIG. The treatment has been shown, in some cases,...
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Families Scramble To Pay Five-Figure Bills as Clock Ticks on Promised Preauthorization Reforms

Sheldon Ekirch is used to being disappointed by her health insurance company. That’s why Ekirch, 31, of Henrico, Virginia, was stunned when she learned...

Impartial Umpire in Insurance Appraisal

When your home suffers damage from a storm (be it from hail, wind, or some other peril) and you file an insurance claim,...

Kentucky Launches $5 Million Roof Grant Program

Kentucky, far inland from where most hurricanes land but a place all too familiar with...

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Small Business Insurance

General Liability Enough VS BOP

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March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens, inventory, and a storefront.  When choosing between a General Liability (GL) policy and a Business Owners Policy (BOP), the...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Small Business Insurance

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
Small Business Insurance

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Small Business Insurance

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...
Small Business Insurance

Accuracy Speeds Binding

When it comes to mid-market Contractors General Liability — premiums $15K and up — the faster a submission is accurate, the faster coverage...
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The Contractor Admin Problem

Contractors don’t lose sleep over insurance coverage. They lose sleep over the admin that comes with it. Ask any tradesperson when they handle COIs,...
Small Business Insurance

Market Insurance to Micro Small Businesses

November 20, 2025 Just like larger companies, micro businesses also need small business insurance. However, their unique needs call for a tailored marketing approach that...
Flood Insurance

The “Wind & Flood” Trap That Is Draining Your Escrow

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The insurance crisis on the Gulf Coast is no secret. But when your statement shows a new escrow amount that pushes your monthly payment through the roof, the impact is personal and painful. You call your lender, maybe Regions,...

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