Are “Trade Secrets” Becoming the Insurance Industry’s Shield Against Accountability?

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There is a growing and deeply troubling trend in insurance regulation. It is not just about insurers protecting proprietary information. It is about insurers using “trade secret” laws as both a sword and a shield, keeping the public, policyholders, and increasingly, even regulators from seeing how claims are actually handled. A recent investigative report by journalist Ron Hurtibise of...
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Are “Trade Secrets” Becoming the Insurance Industry’s Shield Against Accountability?

There is a growing and deeply troubling trend in insurance regulation. It is not just about insurers protecting proprietary information. It is about...

How Much Does A 400,000 Whole Life Insurance Policy Cost At Age 45?

At age 45, you can probably agree that figuring out how much a $400,000 whole life insurance policy actually costs can feel confusing.But it...

If You Own A Business, You Must Have This General Liability Coverage

**DISCLAIMER: THIS IS NOT LEGAL ADVICE. USE AT YOUR OWN RISK AND DISCRETION. THIS VIDEO INCLUDES CALIFORNIA INFORMATION ONLY. Get Chris' eBook: Leave us a...

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Quote & Bind Small Business Insurance with Coterie

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March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5 days of waiting. With Coterie’s platform, it takes under 90 seconds.  This quick start guide...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Small Business Insurance

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
Small Business Insurance

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Small Business Insurance

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...
Small Business Insurance

Accuracy Speeds Binding

When it comes to mid-market Contractors General Liability — premiums $15K and up — the faster a submission is accurate, the faster coverage...
Flood Insurance

Best Birmingham Flood Insurance 2026: Save on Local Rates

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Flood Insurance Guru Local expertise in changing Alabama flood maps. Neptune Flood Fast quotes; covers pools and basements. Aon Edge Competitive for high-value homes ($500k+). Amica Top-rated service for standard NFIP policies. Chubb The "Gold Standard" for luxury estates. Wright Flood Dual-track flexibility...

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