Medi-Cal Immigrant Enrollment Is Dropping. Researchers Point to Trump’s Policies.

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For months, a cloud of fear has hovered over the immigrant community in San Bernardino, California, making it hard for María González to do her job as a community health worker in this city where almost a quarter of residents are foreign-born. It started building over the summer, fed by news of immigration raids across Southern California, Trump administration...
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Medi-Cal Immigrant Enrollment Is Dropping. Researchers Point to Trump’s Policies.

For months, a cloud of fear has hovered over the immigrant community in San Bernardino, California, making it hard for María González to...

Public Interest Groups Backing California Homeowners Insurance Bills

A coalition of 40 groups ranging from wildfire survivors to environmental to small business to...

The Cyber Insurance Bait and Switch Nobody Wants to Admit

Cyber insurance is still a relatively new product. Like many new products, it is being sold faster than it is being fully understood....

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Small Business Insurance

What Small Business Owners Need to Know

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April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of the easiest ways to lose time if you are not prepared.  If you are...
Small Business Insurance

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Small Business Insurance

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...
Small Business Insurance

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...
Small Business Insurance

Quote Bind Small Business Insurance in All 50 States: Agent Guide 

January 27, 2026 A commercial insurance agent in Chicago needs to bind a general liability policy for a new restaurant client before a lease...
Flood Insurance

12 Essential Questions to Ask

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Have you ever looked at two flood insurance quotes and assumed they were basically the same? What if one of those policies leaves you tens of thousands of dollars short when you actually file a claim? In this article, you...

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