General Liability Insurance for Landscapers (What It Doesn’t Cover)

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Is general liability insurance enough for landscaping businesses? Short answer: no. In this video, we explain: What general liability covers for landscapers What it doesn’t cover (major gaps) Pollution exclusions for chemical applications Completed operations risks When you need additional coverage like E&O If you’re relying on general liability alone, you could have major exposure. 📍 Landscape and lawn care insurance specialists Insurance Plus LLC Columbia, MO Matt Dallmeyer — Sales...
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General Liability Insurance for Landscapers (What It Doesn’t Cover)

Is general liability insurance enough for landscaping businesses? Short answer: no. In this video, we explain: What general liability covers for landscapers What it doesn’t cover (major gaps) Pollution...

Should You Move to Florida in Retirement? Pros Cons & Financial Considerations for 2026

 Florida has long been one of the most popular retirement destinations in America. With warm weather, beautiful beaches, golf communities, and no state...

Pros and Cons of Child Life Insurance: A Guide for Families

Alternate Option: Child RiderAnother price consideration we have to mention when we talk about the pros and cons of child life insurance is...

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Small Business Insurance

6 Cybersecurity Tips Every Small Business Should Follow

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May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams or formal cyber protections. For insurance agents and brokers, this creates an important opportunity...
Small Business Insurance

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
Small Business Insurance

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
Small Business Insurance

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
Small Business Insurance

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
Small Business Insurance

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
Small Business Insurance

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...
Small Business Insurance

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Small Business Insurance

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...
Flood Insurance

Understanding Excess Flood Insurance: Is It Essential for You?

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What Is Excess Flood Insurance and Is It Really Necessary? If you're reviewing your flood insurance quotes and getting ready to sign, you may notice something confusing. One quote includes something...

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