Nobody Sails to Hawaii Alone

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I am currently racing Merlin in the 2026 Pacific Cup. One of the most obvious lessons from this race has nothing to do with rating certificates, weather prediction, sail inventory, or boat speed. It has to do with people. Nobody sails to Hawaii alone. It is true even when the sailor has talent. Offshore racing has a cruel way of...
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Nobody Sails to Hawaii Alone

I am currently racing Merlin in the 2026 Pacific Cup. One of the most obvious lessons from this race has nothing to do...

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Small Business Insurance Eligibility Guide

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June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...
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Flood Business Income FAQ Does business interruption insurance cover flood damage? No — BI on a standard commercial policy only follows the perils the underlying property coverage includes,...

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