The Problem Claim: Joel Gumbiner’s NAPIA Checklist Every Claims Professional Should Study

NAPIA’s Annual Meeting last week was a reminder of why the best professional claims conferences are not about golf, cocktail hours, or collecting continuing education credits. They are about sharpening the tools of our trade. The quality of the presentations was excellent, and Joel Gumbiner’s presentation, The Problem Claim, stood out because it addressed something every serious property...

The Problem Claim: Joel Gumbiner’s NAPIA Checklist Every Claims Professional Should Study

NAPIA’s Annual Meeting last week was a reminder of why the best professional claims conferences are not about golf, cocktail hours, or collecting...

Appellate Court Rejects EPA Bid to Ease Regulations for Coal-Fired Power Plants

A U.S. federal appeals court on Friday rejected the Environmental Protection Agency’s bid to withdraw Biden-era limits on soot pollution from coal-fired power...

Auto Liability Insurance Policy / Póliza de Seguro de Responsabilidad Civil para Automóviles

InsuranceSpanish is an insurance industry resource for Spanish speakers. Maybe you studied Spanish in school. Maybe you even grew up speaking Spanish at home....

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Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...

Small Business Insurance Eligibility Guide

June 15, 2026 Small Business Insurance Eligibility Guide for Independent Agents For independent agents placing small commercial accounts with Coterie, you can use this small...

6 Cybersecurity Tips Every Small Business Should Follow

May 21, 2026 Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...

Instant Bindable Small Business Insurance for Agents

How fast can agents get a business insurance quote online?  Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Understanding the Complexities of Flood Insurance: A Homeowner’s Guide

Lessons From 10,000+ Property Owners and From Buying in a Flood Zone Myself By Chris Greene, Flood Insurance Guru Last updated: June 26, 2026 Executive Summary Flood insurance is confusing because the rules have changed, multiple organizations influence the decision, and the...