NAPIA’s Annual Meeting last week was a reminder of why the best professional claims conferences are not about golf, cocktail hours, or collecting continuing education credits. They are about sharpening the tools of our trade. The quality of the presentations was excellent, and Joel Gumbiner’s presentation, The Problem Claim, stood out because it addressed something every serious property...
A U.S. federal appeals court on Friday rejected the Environmental Protection Agency’s bid to withdraw Biden-era limits on soot pollution from coal-fired power...
InsuranceSpanish is an insurance industry resource for Spanish speakers. Maybe you studied Spanish in school. Maybe you even grew up speaking Spanish at home....
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small business insurance eligibility guide as a high-level overview of our appetite to pre-screen...
June 15, 2026
Small Business Insurance Eligibility Guide for Independent Agents
For independent agents placing small commercial accounts with Coterie, you can use this small...
May 21, 2026
Small businesses are increasingly becoming targets for cyberattacks, phishing scams, ransomware, and data breaches because they often lack dedicated IT teams...
How fast can agents get a business insurance quote online?Â
Through Coterie, agents can receive bindable small business insurance quotes in under 2 minutes for eligible...
The Four Seasons of Small Business RiskÂ
Winter: Property Damage and Slip-and-Fall LiabilityÂ
Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...
April 3, 2026
A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...
March 27, 2026
An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...
March 19, 2026
Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?Â
General Liability insurance covers...
March 6, 2026
Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...
Lessons From 10,000+ Property Owners and From Buying in a Flood Zone Myself
By Chris Greene, Flood Insurance Guru
Last updated: June 26, 2026
Executive Summary
Flood insurance is confusing because the rules have changed, multiple organizations influence the decision, and the...