MARINE INSURANCE: Importers must use local insurers

The state minister for finance Amos Lugolobi has given an ultimatum of up to December 2021 to importers and exporters, to start purchasing marine insurance online, following the enactment of a new law that requires importers to pay marine insurance for cargo through local insurers. Currently, importers insure cargo in the country of origin, through suppliers, which industry policymakers...

MARINE INSURANCE: Importers must use local insurers

The state minister for finance Amos Lugolobi has given an ultimatum of up to December 2021 to importers and exporters, to start purchasing marine...

Best Term Life Insurance in Tampa Florida (2026 Guide)

Finding the best term life insurance in Tampa, Florida is not just about finding the lowest price. The right policy should match your...

PCAPIA Has an Outstanding Spring Meeting

The Pacific Coast Association of Public Insurance Adjusters (PCAPIA), previously known as the California Association of Public Insurance Adjusters, was started in 1978....

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Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property claim, according to The Hartford’s 2025 data. Burst pipes, ice dams, and frozen sprinkler systems...

Seasonal Risk for Small Business Owners

The Four Seasons of Small Business Risk  Winter: Property Damage and Slip-and-Fall Liability  Winter is expensive for small businesses. Water and freezing damage is the number-one small business property...

What Small Business Owners Need to Know

April 3, 2026 A certificate of business insurance (or COI) is one of the most important documents your business will be asked to provide and one of...

Quote & Bind Small Business Insurance with Coterie

March 27, 2026 An insurance agent needs to bind a general liability policy before their client’s lease signing tomorrow. With traditional carriers, that’s 2-5...

General Liability vs BOP: How Insurance Agents Decide

March 19, 2026 Insurance agents advising small business clients frequently face a foundational coverage question: Should this client purchase General Liability insurance or a Business Owners Policy (BOP)?  General Liability insurance covers...

General Liability Enough VS BOP

March 6, 2026 Small businesses don’t all face the same risks. A freelance designer working from a laptop has very different insurance needs than a bakery with ovens,...

Why Relationships Still Win in Small Business Insurance

February 26, 2026 Independent agents face increasing pressure to not just move faster, quote more, and win more small business accounts but also deliver better...

Should you use an insurance agent

February 13, 2026 Short Answer: Most small businesses benefit from working with an insurance agent. Online insurance is faster, but agents help prevent coverage gaps, compare multiple...

NAICS Appetite Guide for Insurance Agents| Coterie

February 5, 2026 An agent submits what appears to be a simple consulting risk. Days later, the submission is still in underwriting review. The client follows up...

Flood Insurance Costs in Dallas-Fort Worth: 2026 Data and Insights

How much does flood insurance cost in Dallas-Fort Worth? And why do some homeowners pay under $150 per year while others pay over $2,700? If you’re buying a home in DFW and just found out it’s in a flood...