Property Insurance

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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Allstate: Where and when Labor Day driving gets dicey

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NORTHBROOK, Ill., August 14, 2025 – Labor Day weekend is one of the busiest travel periods of the year, and new insights from Allstate’s Drivewise®,...

Southern District Court of New York Permits Extensive Discovery of Reserve And Reinsurance Information in Bad Faith Litigation

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A Major Infrastructure Upgrade for Antarctica — Backed by Surety

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This post is part of a series sponsored by Old Republic Surety. Antarctica is one of...

Lessons from Constructive Total Loss in Property Insurance

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The Origins of Constructive Total Loss The doctrine of constructive total loss has its roots in marine insurance, where shipowners were permitted to abandon...

The Allstate Foundation empowers youth with College Service Grants

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NORTHBROOK, Ill., Aug. 14, 2025 – As part of its commitment to youth empowerment, The Allstate Foundation, in partnership with the Center for...

Court Differentiates Faulty and Defective Workmanship from Vandalism or Malicious Mischief

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In Carr v....

3 Ways for Insurers to Spread Catastrophe Risk Literacy to Homeowners, Minimal Lift Required

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Homeownership has long been synonymous with the American Dream. And it’s no wonder: owning property...
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