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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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June 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., July 17, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of June of $619 million...

Jackson v. Spinnaker: Court Rules a Thorough Investigation is Just Good Business, Not Bad Faith

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In Jackson v....

How to Stay Ahead of the Summer Renewal Rush

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This post is part of a series sponsored by EZLynx. Summer is a notoriously busy season...

Citizens Arbitration Scheme | Property Insurance Coverage Law Blog

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The saga continues in the fight for policyholder rights against Citizens Property Insurance Corporation and its constitutionally suspect DOAH arbitration scheme. Just when...

Allstate announces availability of second quarter 2025 results

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NORTHBROOK, Ill., July 30, 2025 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter...

Lack of Insurable Interest Precludes Recovery for Property Damage

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In Ram Krishana...

Top 5 Challenges Facing P&C Insurance MGAs and How an AMS Can Help

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This post is part of a series sponsored by Expert Insured. Managing General Agents (MGAs)...

Brainwashing by Design: The Insurance Industry’s Training Against Public Adjusters

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In my recent post Claims Adjusters Are Brainwashed: Public Adjusters Are Not to Be Trusted, I raised the concern that much of the industry’s...

July 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., August 21, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of July of $184 million...

Coverage for Defective Workmanship Not Restored by Ensuing Loss Provision

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In Bob Robison...

The Real Cost of Manual Rating and Quoting in 2025

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This post is part of a series sponsored by Expert Insured. Every minute your team spends...

Brainwashing in Claims Training | Property Insurance Coverage Law Blog

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During my speech in Dallas yesterday, I asked the audience of public adjusters to raise their hands if they previously worked for insurance...
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