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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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The New CISR High School Virtual Academy Expands Access and Builds the Future Talent Pipeline

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This article is part of a sponsored series by Risk &...

Commercial Vacancy Clauses Defeat Coverage

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A building can be full of valuable equipment, personal property, and activity yet still be “vacant” under many modern commercial policy definitions. A...

Court Finds Late Notice an Absolute Bar to Coverage in Property Claim

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In Deja Realty...

Are Engineering Standards Being Rewritten to Control Outcomes?

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A thoughtful comment posted in response to yesterday’s post, Engineering Standards or Engineered Outcomes for Insurance Companies, raises an issue that deserves further...

Florida Forensic Engineering Standards Debate

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Whenever I see a push to “standardize” something in the claims process, I pay attention. Not because standards are bad, but because who...

Nebraska’s Assignment of Benefits Agreements Rules and the Insured Homeowners Protection Act

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If you’ve ever dealt with property damage from a storm or loss event, you may know how burdensome and time-consuming the insurance claims...

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

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Most policyholders think the real substance of an insurance policy is buried somewhere deep in the exclusions, conditions, and endorsements. Those provisions matter....

Reasonable Care Frozen Pipe Claims

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2026 started with freezing weather gripping much of the country. As a result, there have been many frozen pipe claims. A recent Washington...

State Farm Wildfire Prevention Campaign

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Those in Bloomington, Illinois, who read this blog will probably be falling out of their chairs since this post says something very positive...

February 2026 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., March 19, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of February of $140 million...

3 Use Cases for Bulk Terminations

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This article is part of a sponsored series by AgentSync. Through much...

Merlin Law Group to Share Practical Claims Education at Next Week’s Iowa Claims Conference

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With all the changes affecting contractors, property owners, and other insurance professionals, Caeden Tinklenberg created the Iowa Claims Conference to help everyone understand...
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