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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

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Texas Appraisal Rules Policyholder Protections

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Allstate announces availability of first quarter 2026 results

NORTHBROOK, Ill., April 29, 2026 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter ended March...

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Georgia Valued Policy Law Explained

Georgia quietly sits among those states that have adopted what is commonly known as a valued policy law, a doctrine that can dramatically...

How AI Helps Brokerages Raise the Floor on Execution

This article is part of a sponsored series by Fulcrum. Most brokerage...

United Policyholders Wildfire Survey Advocacy

There are very few organizations in the insurance world that have earned the level of trust and respect United Policyholders has. United Policyholders...

What Makes It a Must-Attend Event for EZLynx Users

This article is part of a sponsored series by EZLynx. Big news!...

Why Insurance Adjusters Are Afraid to Tell the Truth

The deposition testimony of former catastrophe adjuster Cliff Millikan should be a wake-up call to anyone who cares about the integrity of the...

Water Claims, Denials, and the Quiet Battle Over Time

Water is life. Every culture, every profession, and every person understands that truth instinctively. Without it, nothing works. When water goes wrong, too...

Coverage A vs. Coverage B – Court Rejects Carrier’s Attempt to Reclassify Attached Structures

In Anytime Restoration Services of Florida, Inc. v. Citizens Property Insurance Corp., 1 Florida’s Third District Court of Appeal delivered a strong reminder:...

Water Loss from Burst Pipes and Denials—A Big Win for Policyholders

A California appellate court recently handed down an important water loss opinion that all property insurance adjusters should read closely. In Nargizyan v. State...