Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Georgia’s One-Year Suit Limitation Strikes Again

A recent federal court decision out of Georgia serves as another reminder that policyholders and their representatives must take contractual suit limitation provisions...

Court Appointment of Appraisal Umpires

One of the most entertaining and frustrating parts of property insurance litigation is trying to predict what a judge will do. As I...

5 Reasons Embedded Payments and Premium Finance Are Becoming Core MGA Infrastructure

This article is part of a sponsored series by dyad. The insurance...

How Do Judges Decide Which Appraisal Umpire to Appoint?

Policyholders and their advocates often assume that when a court is asked to appoint an appraisal umpire, the judge will naturally select the...

Copper Theft, Vandalism, and Insurance Coverage: Courts Continue to Reach Different Results

Property insurance policies often contain both vandalism coverage and theft exclusions. When criminals break into a building and destroy large portions of it...

California Advances Nation’s First Smoke Damage Insurance Standards

California Insurance Commissioner Ricardo Lara and Assemblymember Mike Gipson have introduced legislation that could fundamentally reshape how wildfire smoke damage insurance claims are...

The 6 Tools Agencies Need Today for Agent-to-Carrier Contracting and Appointments

This article is part of a sponsored series by AgentSync. How agency...

Impartial Umpire in Insurance Appraisal

When your home suffers damage from a storm (be it from hail, wind, or some other peril) and you file an insurance claim,...

Insurance Drives Tornado Recovery Speed

After every tornado, the same images fill our television and cell phone screens. Homes splintered. Roofs peeled back like tin cans. Families standing...

If It Takes a Lawyer to Do the Math of Interest Owed, Do We Have a Bigger Problem?

There are moments when an argument sounds sophisticated at first blush. Then it begins to collapse under its own weight. This was my...