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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

May 2026 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., June 18, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million...

Maine’s 36-Hour Public Adjuster Rule: You Can Talk but Don’t Sign Too Soon

A public adjuster recently asked me a very practical question: If a Maine policyholder calls a public adjuster within 36 hours of a...

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What Insurance Agencies Should Know Before Migrating to a New Agency Management System

This article is part of a sponsored series by dyad. Most insurance...

Did You or Your Business Suffer a Denied Claim? The Real Problem May Have Started Before the Loss

An article written by an insurance agency, When a Client Blames You for a Denied Claim — What Seasoned Agents Do Differently, raises...

Commercial Vacancy Clauses Defeat Coverage

A building can be full of valuable equipment, personal property, and activity yet still be “vacant” under many modern commercial policy definitions. A...

Are Engineering Standards Being Rewritten to Control Outcomes?

A thoughtful comment posted in response to yesterday’s post, Engineering Standards or Engineered Outcomes for Insurance Companies, raises an issue that deserves further...

Florida Forensic Engineering Standards Debate

Whenever I see a push to “standardize” something in the claims process, I pay attention. Not because standards are bad, but because who...

Nebraska’s Assignment of Benefits Agreements Rules and the Insured Homeowners Protection Act

If you’ve ever dealt with property damage from a storm or loss event, you may know how burdensome and time-consuming the insurance claims...

Why Are They Called “Declarations” Pages? Because They Declare More Than Most Policyholders Realize

Most policyholders think the real substance of an insurance policy is buried somewhere deep in the exclusions, conditions, and endorsements. Those provisions matter....

Reasonable Care Frozen Pipe Claims

2026 started with freezing weather gripping much of the country. As a result, there have been many frozen pipe claims. A recent Washington...

State Farm Wildfire Prevention Campaign

Those in Bloomington, Illinois, who read this blog will probably be falling out of their chairs since this post says something very positive...

February 2026 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., March 19, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of February of $140 million...