Property Insurance

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Arson Found at Summary Judgment? A Decision That Should Make Every Policyholder Nervous

There are some rulings that make me stop, put down the coffee, and read the opinion twice. This is one of them. 1 A...

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Arson Found at Summary Judgment? A Decision That Should Make Every Policyholder Nervous

There are some rulings that make me stop, put down the coffee, and read the opinion twice. This is one of them. 1 A...

Confronting the escalating threat of severe convective storms in 2026

This article is part of a sponsored series by Cotality. Severe convective...

Policyholders May Lose Replacement Cost Benefits Because of Their Testimony

A recent Hurricane Ida decision out of the Middle District of Louisiana provides a reminder that replacement cost claims are often won or...

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AI Assist for Underwriting and Quoting

This article is part of a sponsored series by Selectsys. Underwriters and...

Winter Storm Property Insurance Lessons

Winter storms are too often treated as routine seasonal hazards until they become headline disasters. The data tells a clear story that winter...

Responding to Engineers and Consultants Routinely Hired by Insurance Companies

Insurance companies and their repeatedly very well paid for consultants understand that expert consultants can drive the value of a claim. Nobody in...

State Farm’s Secret Claims Playbook

State Farm is fighting the Oklahoma Attorney General over his ability to intervene in a State Farm bad faith case. This dispute is...

Key Perks of Insurance Data Analytics for Operational Efficiency

This article is part of a sponsored series by EZLynx. The world...

Exact Proofs of Loss and Flood Claims: Procedure Drowns Reality

Flood insurance cases often look deceptively simple from a distance. Water came in, damage occurred, repairs were required, and insurance should respond. But...

Repairing and Rebuilding After Wildfire Shouldn’t Be a Race

A recent Pepperdine School of Public Policy study 1 confirms something wildfire survivors already know all too well: rebuilding after a catastrophic wildfire...

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

I do not use the word propaganda lightly. Lawyers are trained to argue. Lobbyists are paid to persuade. But propaganda is something different....

Your clients are sharing everything. What could possibly go wrong?

This article is part of a sponsored series by Academy Journal. Uber...

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

I have written for years about replacement cost benefits and the simple but often misunderstood principle behind them. Replacement cost is about indemnity...

Limited Code Upgrade Coverage | Property Insurance Coverage Law Blog

Insurance policies have a way of teaching hard lessons long after the premiums are paid. A recent Sixth Circuit decision, Piatt Lake Bible...

Steve Badger Roast at SRC Summit

Some debates are won in courtrooms. Some are won on stages. And some, apparently, are contemplated from a porcelain throne before the first...