Property Insurance

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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How to Properly Insure Property Held in Trust

Is your property title in a trust? Many policyholders, their attorneys, and insurance agents fail to recognize the significant implications of failing to...

New York Court Holds New York Law Governs Texas Storm Claim

Last week, the Southern District of New York held that a New York choice-of-law provision in a Texas commercial property insurance policy was...

How AI Drives Success for EZLynx Agencies

This article is part of a sponsored series by EZLynx. Successful agencies...

The First Amendment Meets the Roofline: Shamrock’s Appeal Puts Public Adjusting Under the Microscope

The fight between Shamrock Roofing and the State of Iowa is no longer just a district court skirmish. It is now before the...

Why the Conversations at the Capitol Still Matter: Day Two at PCAPIA Legislative Day

My second day at the PCAPIA Legislative Day in Sacramento was a reminder of something I see every year. These meetings are not...

PCAPIA’s Sacramento Legislative Meeting: Key Highlights and Takeaways

On Monday in Sacramento, the Pacific Coast Association of Public Insurance Adjusters (PCAPIA) convened public adjusters, policyholder advocates, and industry professionals at the...

Washington’s Insurance Fraud Modernization Bill Raises an Important Question: Does It Apply to Everyone?

Washington’s Senate Bill 6031, championed by Insurance Commissioner Patty Kuderer, has unanimously passed the State Senate. 1 The bill would create a standalone...

Allstate expands year‑round identity protection, introduces industry‑first tools to help protect tax refunds

Key takeaways: Allstate reports identity theft cases increased 50% over the past two tax seasons, with adults in their 20s reporting more cases than...

Regulate Claims, Not Just Rates

A claims practice expert who wants to remain anonymous commented to me on the recent Los Angeles Times article regarding wildfire victims and...

Allstate to present at the Raymond James Institutional Investors Conference on March 2

NORTHBROOK, Ill., Feb. 23, 2026 – The Allstate Corporation (NYSE: ALL) announced that Jess Merten, President, Property-Liability, will present at the Raymond James...

Why Most MGAs Outgrow Their Policy Admin System Before They Realize It

This article is part of a sponsored series by Selectsys. Most MGAs...

North Carolina Clarifies Causation Test in All-Risk Property Insurance Policies

Insurance coverage disputes often turn on a single word as to how parties frame the cause of the loss. In Wake Chapel Church,...