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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

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The Appraisal Said, “Roof Repair,” But the Court Said, “Not So Fast”

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I often say that an appraisal is supposed to be the end of the fight, not the beginning of a new one in...

The New Wildfire Building Code Isn’t a Law, but It Impacts Your Policy

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California Insurance Commissioner Ricardo Lara’s recent wildfire resiliency report 1 is being discussed as a roadmap for rebuilding after a catastrophe. From my...

Racing to the Bottom with Direct Inspection, Virtual Inspection, and Inspection-Only Claims Adjustment

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There is a quiet but profound shift in how insurers handle property insurance claims. For decades, the gold standard of claims handling involved...

Level-Up Your Management Skills with the Self-Paced CIC Agency Management Course

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This article is part of a sponsored series by Risk &...

Allstate helps drivers save on rising gas prices with mobile app and money saving tips

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Key takeaways: Allstate is helping customers save on rising fuel costs ahead of spring break travel with free tools and driving tips in the...

AI and Drones Are Judging Your Claim and Property Without You Knowing

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The insurance industry has always adapted to new tools to improve underwriting. From boots-on-the-roof inspections to high-resolution satellite imagery, the goal has remained...

How EZLynx Solves Common Workflow Problems

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This article is part of a sponsored series by EZLynx. Boosting Productivity The...

State Farm’s Appraisal Trap: How New Appraisal Language Is Winning Cases Before They Begin

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For anybody with a State Farm appraisal, a recent Pennsylvania federal court decision should be studied. In Coutts v. State Farm Fire and Casualty...

Allstate to hold Q1 2026 earnings call April 30, 2026

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NORTHBROOK, Ill., March 30, 2026 – The Allstate Corporation (NYSE: ALL) announced the schedule for its first-quarter 2026 financial results and earnings conference...

A New York Lesson for a Florida Loss: Why Prompt Notice of Loss and Policy Language Matter More Than You Think

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A recent decision involving a Florida hotel should be studied by commercial policyholders, insurance agents, and property insurance claims professionals. The case, Touchmark...

Silence Before Suit: A Lesson Policyholders Cannot Ignore

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A recent Colorado federal court decision is one of those cases that should be studied carefully by anyone representing policyholders. 1 It is...

Are “Trade Secrets” Becoming the Insurance Industry’s Shield Against Accountability?

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There is a growing and deeply troubling trend in insurance regulation. It is not just about insurers protecting proprietary information. It is about...
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