Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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The FEMA Reform Debate: Are We Repeating the Mistakes Learned from Katrina?

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The newly released report from The President’s Council to Assess the Federal Emergency Management Agency 1 proposes what may be the most significant...

April 2026 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., May 21, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of April of $870 million or $687 million, after-tax, from...

Securing Favorable Terms on Unbundled Business Auto Coverage

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This article is part of a sponsored series by Amwins. For years,...

Flood Insurance Shock: Will the New NFIP Reforms Make Coastal Living Unaffordable?

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The newly proposed FEMA reform report 1 signals that major changes may be coming to the National Flood Insurance Program. Homeowners and business...

How AI Is Reshaping the Independent Insurance Agency

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This article is part of a sponsored series by EZLynx. Independent insurance...

Can Insurers Ban Policyholders from Hiring Public Adjusters?

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A recent federal court decision out of New York has significant implications for public adjusters, policyholders, and anybody concerned about fairness in the...

Producing End-to-End Trust for Insurance and Restoration

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This article is part of a sponsored series by Cotality. In 2026,...

The Insurer’s Appraisal Lifeboat Sank the Bad Faith Claim

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The recent federal court decision in Jazi Kat 4659 Rockridge LLC v. Travelers Casualty Insurance Company of America should serve as a reminder that winning...

Forum Selection Clauses and One-Year Suit Limitations: A Dangerous Insurance Trap

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Insurance companies are increasingly drafting property insurance policies with a double-barreled procedural weapon aimed directly at policyholders. One clause requires that any lawsuit...

“Bailee Coverage” Without Standing? Court Slams Door on Claims Against First Party Property Insurers

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Everything is bigger in Texas except the rights of judgment creditors trying to collect insurance proceeds. A recent Texas appellate decision, Rincon v....

Ohio’s Appraisal Ruling Recognizes Reality and Allows Causation Determination

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A policyholder says a storm caused damage. The insurer responds that the storm caused none. Then the insurer argues there is no disagreement...

The Hidden Insurance Risks of Ultra-Processed Foods

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American grocery culture is so used to ultra-processed foods that snack maker Frito-Lay recently decided...
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