Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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The Portofino Appraisal Fight Heads to Appeal—Why Every Property Insurance Professional Should Be Watching

Last September, I wrote about the federal court decision vacating a massive appraisal award arising from Hurricane Sally damage at the Portofino condominium...

Artificial Intelligence Is Inspecting Your Roof and Deciding Your Insurance Future: Insurance Regulators Are Paying Attention

A homeowner receives a notice of nonrenewal. The reason is not an inspection by a person. Nobody knocked on the door. Nobody climbed...

A Sewer Backup Endorsement That Vanished When It Was Needed Most

Insurance companies offer and sell endorsements that can be purchased to fill coverage gaps. Policyholders pay additional premiums because they believe they are...

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

Fence Me In! Court Refuses to Let an Impossible Protective Safeguard Defeat Coverage

A year ago, I wrote about the trial court decision in 3371 Reading, LLC v. Liberty Mutual Group, in Don’t Let Protective Safeguards Become...

Insurance Operations Automation with EZLynx

This article is part of a sponsored series by EZLynx. How much...

A Former Chief Justice, State Farm, and a Constitutional Fight Over Oklahoma Hail Claims

The Oklahoma Supreme Court now has before it one of Oklahoma’s most consequential insurance cases. 1 What began as a dispute over a hail-damaged...

The Insurance Industry’s New Playbook: “Hire a Public Adjuster, and You May Lose Coverage”

A legal battle is unfolding in Massachusetts over the controversial insurance policy endorsement that many in the public adjusting profession view as an...

State Farm Water Damage Denial Reversed as Court Limits Genuine Dispute Defense

Water damage claims are among the most frequently denied insurance claims in California and throughout the country. Insurers often rely on “continuous or...

Allstate announces quarterly dividends payable in July 2026

NORTHBROOK, Ill., May 22, 2026 – The Allstate Corporation (NYSE: ALL) announced that its board of directors approved a quarterly common stock dividend...