Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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A Replacement Cost Policy That Does Not Replace Until the Policyholder Pays First?

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The recent opinion in Kimmel v. Massachusetts Bay Insurance Company 1 is a warning for every policyholder lawyer, public adjuster, and policyholder handling...

Court Bars Coverage for Late Notice and Pre-Notice Repairs

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In Global Approach,...

The Cyber Thief Is Already at Your Business Door

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A recent decision involving Blue Compass RV and Twin City Fire Insurance Company 1 should be required reading for every business owner and...

Why Is Florida Letting Surplus Lines Insurers Send Florida Policyholders to New York?

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Florida property owners buy insurance for Florida buildings, pay premiums from Florida, suffer hurricane losses in Florida, hire Florida contractors, and have their...

How employee assistance programs drive better workers’ comp outcomes

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This article is part of a sponsored series by Workpartners. Some workers’...

Do Dead Human Bodies Cause Covered Property Damage? Florida Court Says Yes

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Death is many things. It is tragic, mysterious, sometimes untimely, and always final. But one morbid question that has been discussed in the...

Colorado Shows How to Make Property Insurance More Available and Affordable

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Many states are struggling with rising property insurance premiums, shrinking availability of coverage, and growing losses from natural disasters. Colorado is demonstrating how...

Condo Insurance Underwriting Data | Property Insurance Coverage Law Blog

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I attended the Community Associations Institute (CAI) Annual Conference this week wearing two hats. One was as a lawyer who has spent a...

D&O Runoff in M&A Transactions

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This article is part of a sponsored series by Amwins. M&A transactions...

The Real Insurance Crisis Is Not Fraud but Systematic Undervaluation of Claims

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For decades, the insurance industry has justified legislative reforms, regulatory changes, and restrictions on policyholder rights by pointing to the specter of insurance...

Insurance Fraud Claims Statistics Reality

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The Wall Street Journal recently published an article with a striking headline: “The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero...

Railroad Mitigation Deductible Coverage | Property Insurance Coverage Law Blog

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One of the fundamental principles of insurance is that policyholders should take reasonable steps to prevent loss. So, what happens when the policyholder...
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