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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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A Closer Look at Cyber Incidents in Healthcare

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This article is part of a sponsored series by Amwins. Recent media...

State Farm California Wildfires Claims Violations

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The question in this blog title arose because I attended a celebration of life yesterday for my first legal mentor, Paul Butler, whom...

University of Virginia coxswain and volunteer firefighter and EMT Shelby Bavin named captain of the Allstate NACDA Spring Good Works Team

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Key takeaways: Allstate and NACDA named 20 student-athletes to the 2025-26 Spring Good Works Team for their excellence in community service, academics and athletics. UVA...

The Antitrust Story Insurers Don’t Want You to Read

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The National Board of Fire Underwriters, as discussed in yesterday’s post, “The National Board of Fire Underwriters: The Insurance Cartel that Built Modern...

The National Board of Fire Underwriters: The Insurance Cartel that Built Modern Property Insurance

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While reading the law review article noted in yesterday’s blog post, The Insurance Industry’s Forgotten Truth: It Was Never Meant to Be a...

The Insurance Industry’s Forgotten Truth: It Was Never Meant to Be a Free Market

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To be a master and worthy of debate on insurance industry issues, you must be a nerd.  Insurance is complex, boring, and full...

Are We Being Overcharged for Insurance?

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Insurance is supposed to be a promise. Policyholders pay premiums in exchange for peace of mind that when disaster strikes, the financial burden...

The Danger Hidden in Your Proof of Loss: A Costly Lesson from an Appraisal Fee Case

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A recent federal court decision out of Illinois should make every policyholder and public adjuster understand the importance of submitting a proof of...

Texas Appraisal Rules Policyholder Protections

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The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Allstate announces availability of first quarter 2026 results

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NORTHBROOK, Ill., April 29, 2026 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter ended March...

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

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The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Georgia Valued Policy Law Explained

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Georgia quietly sits among those states that have adopted what is commonly known as a valued policy law, a doctrine that can dramatically...
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