Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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Why Agencies Should Eye Small Commercial Insurance

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This article is part of a sponsored series by EZLynx. If your...

Arizona SB1206 and Its Implications for Public Adjusters

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The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

May 2026 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., June 18, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million...

Maine’s 36-Hour Public Adjuster Rule: You Can Talk but Don’t Sign Too Soon

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A public adjuster recently asked me a very practical question: If a Maine policyholder calls a public adjuster within 36 hours of a...

The Courthouse Clause Trap and a Warning to Agents Selling Insurance with These Clauses

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Wallace Stegner once wrote, “California is like the rest of America, only more so.” His observation fits many things about California, including its...

Transparency Is the Price of AI Underwriting

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Property insurance underwriting has always been about information. The insurer wants to know the condition of the property, its location, its hazards, its...

California Wildfire Coverage Causation | Property Insurance Coverage Law Blog

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Only in California do we get an insurance coverage dispute where wildfire, PG&E power shutoffs, closed coastal roads, seawater pumps, and dead abalone...

Did a Chubb Company Force a Policyholder to Sue Just to Get an Appraisal?

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I wrote about whether ACE bought Chubb or simply bought the Chubb reputation in yesterday’s blog post, Did ACE Buy Chubb, or Did It...

Did ACE Buy Chubb, or Did It Buy the Chubb Reputation?

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There are few names in the property insurance world that carry the same weight as Chubb. For generations, Chubb was known as the...

A Florida Yacht Insurance Dispute Sails to London Arbitration Before a Judge I Know Well

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A recent order in a Florida yacht insurance dispute caught my attention for reasons that go beyond the legal issue. The case is...

NFIP Partial Denial Deadline | Property Insurance Coverage Law Blog

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I have written about this issue many times because it keeps happening. The Standard Flood Insurance Policy has a one-year suit limitation. A...

How FirstMark Insurance Group Evolved from Chasing Renewals to Anticipating Them

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This article is part of a sponsored series by EZLynx. What if...
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