Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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The Problem Claim: Joel Gumbiner’s NAPIA Checklist Every Claims Professional Should Study

NAPIA’s Annual Meeting last week was a reminder of why the best professional claims conferences are not about golf, cocktail hours, or collecting...

Did State Farm Win the Battle but Lose the Advantage in the Oklahoma Hail Claims War?

State Farm won an important procedural battle in the Oklahoma Supreme Court. 1 But sometimes a victory in court is like winning the...

Allstate and SEC deepen historic relationship with investment in women’s sports

BIRMINGHAM, Alabama and NORTHBROOK, Ill. (June 25, 2026) – Allstate and the Southeastern Conference (SEC) today announced an extension of its multi-year official...

Claims Ethics Is Not a Slogan: Staff the Claims Department or Stop Selling Peace of Mind

Insurance claims departments are where insurance becomes real. This is the central message I took from Chantal Roberts’ recent white paper, The ROI...

The Insurance Review Clients Actually Need This Summer

The Atlantic hurricane season is almost a month old. Two events have already happened that...

A Fragile Building’s Final Warning

The National Institute of Standards and Technology has now released its technical findings about the Champlain Towers South collapse. 1 For many, this...

The Challenges of D&O Risk in Private Equity

This article is part of a sponsored series by Amwins. Private equity...

Cyber Insurance Coverage Trapdoor Risks

Cyber criminals do not need a gun, a mask, or a getaway car. They need a password, a believable message, and a business...

Public Adjuster Mastery & Standards

Public adjusting is under attack again. This is one of my strongest perceptions coming away from the NAPIA Annual Meeting. The attack is...

Cyber Fraud Limits: Read the Cyber Policy Carefully Before the Cyber Thieves Read Your Email

Cyber criminals do not need a crowbar, a ski mask, or a getaway car. They need a believable email, a rushed employee, and...

State Farm Wildfire Claims: When Do Repeated Complaints Become a Systemic Problem?

I hear from State Farm fire victims almost every day. The complaints are usually not complicated. They paid premiums for years. Their homes...

Will Texas Let Insurers Hide Behind AI in Claims Handling?

I was listening to the debate between Steve Badger and René Sigman at the NAPIA annual meeting in Dallas yesterday when Badger mentioned...