Property Insurance

HomeProperty Insurance

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

Insurance Litigation Funding Risk Products

I came across a North Carolina Business Court order on a motion to compel that caught my attention. It looked like a discovery...

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The Fireworks We Love and the Fires We Should Never Forget

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America celebrates 250 years since the Declaration of Independence today. Most of us will mark the occasion the way John Adams predicted we...

Is an Ensuing Loss Really Required to Be Unforeseeable?

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One of the recurring battles in property insurance litigation involves the meaning of an “ensuing loss” provision. Adjusters, policyholders, and attorneys frequently encounter...

America Turns 250, and the Risk Meter Is Still Working

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This weekend, America turns 250 years old and that means that everyone will be celebrating...

Another Important Turn in the Ricky McGraw Litigation

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The Ricky McGraw litigation has taken another notable turn. Omega Insurance Company has filed a notice of voluntary dismissal without prejudice in its...

Is Replacement Cost Insurance a Betterment Policy or a Policy of Indemnity?

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I received the following text the other day about a spirited discussion between Harvey Goodman, one of the country’s most respected public adjusters,...

Colorado Wildfire Insurance Claim Steps

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Colorado’s wildfire season has escalated into a statewide emergency for many residents and property owners. Local reporting shows that Colorado wildfires have burned...

Allstate America’s Best Drivers Report® reveals the safest U.S. cities, ways for drivers to lower crash risks and costs

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Key takeaways: For the second straight year, Brownsville, Texas, ranks as the safest city, with drivers going nearly 15 years between collisions. Boston remains...

Cannot Unring the Appraisal Bell in Louisiana

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RMP Properties of Valdosta, LLC v. Houston Specialty Insurance Company 1 is a reminder that appraisal is often won or lost before the...

SRCC and Political Violence Insurance: What Property Owners Need to Know Before Civil Unrest Strikes

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Yesterday, I wrote about my BOMA presentation concerning riot, civil commotion, and political violence insurance in Riot, Civil Commotion, and Political Violence Insurance: What...

Transforming Submission Operations with 40% Cost Savings

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This article is part of a sponsored series by OIP Insurtech. Scaling...

Innovation in Insurance Starts with Operations

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This article is part of a sponsored series by Fulcrum. Across the...

Riot, Civil Commotion, and Political Violence Insurance: What Building Managers Must Know Before the Loss

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I was on a panel presentation this morning at the BOMA International Conference in Long Beach, California, about riot and protest damage to...
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