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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Flood Insurance Shock: Will the New NFIP Reforms Make Coastal Living Unaffordable?

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The newly proposed FEMA reform report 1 signals that major changes may be coming to the National Flood Insurance Program. Homeowners and business...

How AI Is Reshaping the Independent Insurance Agency

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This article is part of a sponsored series by EZLynx. Independent insurance...

Can Insurers Ban Policyholders from Hiring Public Adjusters?

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A recent federal court decision out of New York has significant implications for public adjusters, policyholders, and anybody concerned about fairness in the...

Producing End-to-End Trust for Insurance and Restoration

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This article is part of a sponsored series by Cotality. In 2026,...

The Insurer’s Appraisal Lifeboat Sank the Bad Faith Claim

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The recent federal court decision in Jazi Kat 4659 Rockridge LLC v. Travelers Casualty Insurance Company of America should serve as a reminder that winning...

Forum Selection Clauses and One-Year Suit Limitations: A Dangerous Insurance Trap

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Insurance companies are increasingly drafting property insurance policies with a double-barreled procedural weapon aimed directly at policyholders. One clause requires that any lawsuit...

“Bailee Coverage” Without Standing? Court Slams Door on Claims Against First Party Property Insurers

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Everything is bigger in Texas except the rights of judgment creditors trying to collect insurance proceeds. A recent Texas appellate decision, Rincon v....

Ohio’s Appraisal Ruling Recognizes Reality and Allows Causation Determination

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A policyholder says a storm caused damage. The insurer responds that the storm caused none. Then the insurer argues there is no disagreement...

The Hidden Insurance Risks of Ultra-Processed Foods

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American grocery culture is so used to ultra-processed foods that snack maker Frito-Lay recently decided...

Court Allows New York Bad Faith Claim to Proceed

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Bad faith claims in New York are tricky. Often, the claims get thrown out in the pleading stage, with New York courts declining...

When the Workflow Finally Works

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This article is part of a sponsored series by Fulcrum. A day...

Kentucky Tells Policyholders to Negotiate Alone

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A Kentucky law passed earlier this year has ignited a constitutional challenge that goes to the heart of how insurance claims are handled...
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