Property Insurance

HomeProperty Insurance

Is This Episode a Deepfake? – What’s Brewing Podcast (Episode 9)

This post is part of a series sponsored by IAT Insurance Group. In this special episode...

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Is This Episode a Deepfake? – What’s Brewing Podcast (Episode 9)

This post is part of a series sponsored by IAT Insurance Group. In this special episode...

National plan for structural resiliency

What is the comprehensive plan for structural resilience to natural disasters? Resilience extends beyond individual buildings and cities; it requires a regional and...

Understanding Coverage Essentials for Businesses

Also known as business insurance, this specialized coverage acts as a shield against a spectrum of potential threats, including property damage, liability issues,...

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The “Cannot Miss” 2025 Hailstorm Education Is at the Windstorm Insurance Conference in Dallas

I studied the topics, agenda, and panelists at this year’s Windstorm Insurance Conference. As a past president of the organization, I am very...

Allstate to hold Q4 2024 earnings call Feb. 6

NORTHBROOK, Ill., Jan. 7, 2025 – The Allstate Corporation (NYSE: ALL) will host a conference call and webcast at 9 a.m. ET on...

Want to Win a Hailstorm Damage Lawsuit? Hire The Right Experts and Establish a Theory of Loss Before Filing a Lawsuit

Insurance companies denying hail damage claims are repeat players in the litigation arena. The lawyers and experts they choose to defend these denials...

Policyholders and Public Adjusters Often Need to Hire Their Own Experts—Part Two

In yesterday’s post, Policyholders and Public Adjusters Often Need to Hire Their Own Experts, the court found that the insurance policy did not...

Policyholders and Public Adjusters Often Need to Hire Their Own Experts

I often hear this question when discussing a loss with a potential client or public adjuster: “Chip, isn’t it an all-risk insurance policy?”...

Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

If you can interestingly hang with these concepts: ecognizing that insurance policies, particularly standard form policies and especially those purchased by consumers, often operate...

Are Appraisals Adjustments? What Exactly is AUP Adjusting?

The Insurance Journal published an article, For AUP in Claims, Objectivity and Training Expertise is Key, by a Sedgwick executive regarding an insurance term I...

The Captive Agent’s Guide to Independent Insurance Success

This post is part of a series sponsored by Darkhorse Insurance. Ever felt like a bird...

New Direction for U.S. Senate Budget Committee

The U.S. Senate Committee on the Budget is a peculiar entity. The committee was established...

Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential

Public adjusters and policyholders must remain vigilant and precise when dealing with federal flood insurance claims under the National Flood Insurance Program (NFIP)....

Happy New Year 2025! | Property Insurance Coverage Law Blog

This New Year has me thinking about a post I wrote twelve years ago, Oh the Places You Will Go—Especially in the Insurance...

The Hidden Health Risks in Fire-Surviving Structures

The University of Colorado Boulder has published two new research papers examining the air quality inside homes that survived the 2021 Marshall Fire,...