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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Paying More and Getting Less: How the Promise of Property Insurance Is Being Rewritten

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At the New York Public Adjusters Association (NYPPA) conference yesterday, I sat in the audience as leading public adjuster Jade Bentz and attorney...

Veasley Damages in Mississippi| Property Insurance Coverage Law Blog

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While in Mississippi this week, working on a hurricane claim to three apartment complexes that fortunately resolved at mediation, I had the opportunity...

Supercharging the Digital Roundtrip of Insurance with AI

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Remember in “The Avengers” movie when all the superheroes finally come together, and you just...

Colorado Division of Insurance Updates Rules for Obtaining Certified Policy Information

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The Colorado Division of Insurance (DOI) has adopted a new regulation that changes how homeowners request certified copies of their insurance policies. Regulation...

Colorado Smoke and Soot Coverage Bulletin

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For years, I’ve been warning that insurance companies are quietly working to limit or deny coverage for smoke, soot, and ash damage even...

Oklahoma Adopts New Insurance Laws Impacting Policyholders’ Right to Assign its Claim and Public Adjuster Compensation

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The Oklahoma Insurance Department (OID) has issued Bulletin No. 2025-07, outlining several important legislative changes that will take effect on November 1, 2025....

Tornadoes, Tenants, and Traps in the Lease: Lessons on Insurance Obligations Between Landlords and Tenants

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A recent decision, Fort Worth Partners, LLC v. Nilfisk, Inc., 1 should make every landlord, tenant, commercial property manager, and commercial and real estate...

Secrets Behind the Curtain: How Insurers Are Using “Trade Secrets” to Hide from Regulation

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State Farm’s refusal to turn over documents to the Illinois Department of Insurance is more than just another corporate legal spat. It is...

What Is Reciprocal Insurance? | Property Insurance Coverage Law Blog

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Every so often, a case comes along that, while steeped in legal complexity, offers a rare window into the structure and operation of...

ACV Matching in Florida | Property Insurance Coverage Law Blog

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This post follows yesterday’s post, Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida, promising a hypothetical proving...

Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida

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When we talk about Florida’s definition of actual cash value, we are really talking about a promise of indemnity. That promise lies at...

September 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., October 16, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of September of $161 million...
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