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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Layered Coverage Notice and Forms| Property Insurance Coverage Law Blog

One of the most overlooked but critical aspects of handling large commercial insurance claims, particularly those involving Lloyd’s and surplus lines carriers, is...

Allstate reveals America’s 10 riskiest roads for drivers this Halloween

Key takeaways  Halloween falls on a Friday this year, overlapping with hazardous weekend driving hours.  Allstate identified 10 of the riskiest road segments in major...

Built to Last: Buyer Beware

I watched “Built to Last: Buyer Beware” today at the FAPIA Fall Conference, and it stirred something deep in me. The documentary exposes a...

Arbitration in Insurance Policies: The Litigation Disguised as “Efficiency”

Arbitration in insurance policies is hardly a new concept. In fact, its lineage can be traced to the Standard Fire Policy of Massachusetts,...

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

Florida’s public adjusters have taken the fight to the courthouse. In Florida Association of Public Insurance Adjusters and National Association of Public Insurance Adjusters...

When Insurance Agents Fail to Warn About Renewal: Connecticut Requires a Special Relationship

When your business or house burns down and you find out, too late, that your property insurance policy was not renewed, you do...

Strengthening Professional Standards in Insurance

This post is part of a series sponsored by Risk & Insurance Education Alliance. In an...

Claims Handling Excellence | Property Insurance Coverage Law Blog

Barry Zalma has long been a respected voice in the insurance law and claims community. His insights into what constitutes excellence in claims handling should...

Is an Insurance Company’s Underpayment a Breach of Contract? A Florida Court Says Maybe Not

Yesterday’s decision from Florida’s First District Court of Appeal, Bailetti v. Universal Property & Casualty Insurance Company, 1 highlights an increasingly difficult hurdle for...

Reflections From the TAPIA Fall Conference

The Texas Association of Public Insurance Adjusters (TAPIA) just finished its fall meeting in Houston.  It seems like yesterday, rather than 17 years...

Skipping the EUO and Refusing to Produce Documents Cost a $3 Million Claim

Do policyholders have to comply with post-loss obligations anew when submitting new or different claims that materially differ in scope or value from...

Internal Insurance Fraud | Property Insurance Coverage Law Blog

Most of my writings on insurance fraud have focused on what I view as one of the industry’s most significant problems. This is...