Property Insurance

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Not Every “Flood” Is a Flood and Why the Source of the Water Matters

A recent LinkedIn post showed a dramatic scene of a broken pipe, apparently off premises, sending water racing across the surface and into...

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Not Every “Flood” Is a Flood and Why the Source of the Water Matters

A recent LinkedIn post showed a dramatic scene of a broken pipe, apparently off premises, sending water racing across the surface and into...

AI is Reshaping Property Claims

Lantz Savage heads up our New Orleans office. He has a background in software coding before he went to law school. I met...

Lane & Associates Nearly Triples Premium with ALIS DX

Background Lane & Associates is a Louisiana-based independent surplus lines broker and MGA specializing in commercial and personal specialty lines. After acquiring the business...

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The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

I do not use the word propaganda lightly. Lawyers are trained to argue. Lobbyists are paid to persuade. But propaganda is something different....

Your clients are sharing everything. What could possibly go wrong?

This article is part of a sponsored series by Academy Journal. Uber...

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

I have written for years about replacement cost benefits and the simple but often misunderstood principle behind them. Replacement cost is about indemnity...

Limited Code Upgrade Coverage | Property Insurance Coverage Law Blog

Insurance policies have a way of teaching hard lessons long after the premiums are paid. A recent Sixth Circuit decision, Piatt Lake Bible...

Steve Badger Roast at SRC Summit

Some debates are won in courtrooms. Some are won on stages. And some, apparently, are contemplated from a porcelain throne before the first...

December 2025 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., January 15, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of December of $80 million...

Innovation, Education, and AI Integration

This article is part of a sponsored series by Risk Insurance...

Loss Payee Is Not Enough: A Hard Lesson for Property Owners and Managers on Tenant-Placed Insurance

I have seen this problem too many times to count. A recent federal court decision out of Tennessee drives the lesson home with...

Nostalgia Is Not a Claims Strategy

I received a comment on the post, “RoofCON a Big Hit—USAA a Winner!” from a seasoned public adjuster reacting to a carrier rating that...

EZLynx 2025 Year in Review

This article is part of a sponsored series by EZLynx. 2025 was...

Understanding Federal Crop Insurance Claims

Federal crop insurance is a strange animal for most property insurance professionals. It looks like insurance, smells like insurance, and is sold by...

Washington’s Proposed Claims Handling Regulations Matter, and Other States Should Pay Attention

Every once in a while, an insurance regulator gets it right by focusing not on slogans, but on how claims actually unfold in...