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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

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Arizona SB1206 and Its Implications for Public Adjusters

The Arizona Senate recently passed SB1206, a bill that could change how storm-damage insurance claims are handled across the state. The bill had...

May 2026 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., June 18, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million...

Maine’s 36-Hour Public Adjuster Rule: You Can Talk but Don’t Sign Too Soon

A public adjuster recently asked me a very practical question: If a Maine policyholder calls a public adjuster within 36 hours of a...

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Death and Insurance (Not Taxes), Part 1

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Enjoy this two-part guest post by our friend, Christopher Boggs, Chief Consultant, Boggs Risk &...

Appraisal Reform in Texas | Property Insurance Coverage Law Blog

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Steve Badger forwarded me the Texas Department of Insurance (TDI) request asking for comments on draft regulations that would, for the first time,...

Banks Improperly Requesting Additional Insured Status – Part 2

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Our friend, Christopher Boggs, Chief Consultant with Boggs Risk and Insurance Consulting, returns to respond...

State Farm Water Damage Exclusions

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State Farm’s advertising paints a comforting picture for homeowners. On its website, the company reassures policyholders that water damage is “typically covered” when...

7 Types of Agents Scorching Your Agency P&L

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Producer licensing has been messy for so long that it’s hard to imagine a future...

Rising From the Ashes: Annie Barbour’s Journey of Survival and Service

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When flames tore through Coffey Park during the California Tubbs Fire in 2017, Annie Barbour’s home and community were left in ruins. Like...

The Most Common Trucking Cargo Claims and How to Avoid Them

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This post is part of a series sponsored by IAT Insurance Group. Transporting cargo is more...

When “From Any Cause” Doesn’t Mean Every Cause in Marine Cargo Policies

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A recent opinion in Atlantic Business Corporation d/b/a ABO Pharmaceuticals v. RLI Insurance Company 1 provides a lesson that in property insurance law, a...

When the Jury’s Word Doesn’t Stand: Trial Court Overturns Brotherhood Mutual Bad Faith Verdict

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Earlier this year, I reported on a striking jury verdict against Brotherhood Mutual Insurance Company in a dispute brought by Green Acres Baptist...

Billing By the Hour: Its Origin and Abbreviated History

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Good ol’ Steve Badger and I had a great debate this morning at the RCAT conference in Austin. He suggested a correction on...

Banks Should NOT be Asking for Additional Insured Status

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We welcome back to the Academy Journal Christopher Boggs, Chief Consultant with Boggs Risk &...

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

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The Insurance Institute for Business & Home Safety (IBHS) has released research that undercuts one of the most common arguments made in hail...
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