Property Insurance

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

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Is an Insurance Company’s Underpayment a Breach of Contract? A Florida Court Says Maybe Not

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Yesterday’s decision from Florida’s First District Court of Appeal, Bailetti v. Universal Property & Casualty Insurance Company, 1 highlights an increasingly difficult hurdle for...

Reflections From the TAPIA Fall Conference

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The Texas Association of Public Insurance Adjusters (TAPIA) just finished its fall meeting in Houston.  It seems like yesterday, rather than 17 years...

Skipping the EUO and Refusing to Produce Documents Cost a $3 Million Claim

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Do policyholders have to comply with post-loss obligations anew when submitting new or different claims that materially differ in scope or value from...

Internal Insurance Fraud | Property Insurance Coverage Law Blog

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Most of my writings on insurance fraud have focused on what I view as one of the industry’s most significant problems. This is...

Allstate to hold Q3 2025 earnings call Nov. 6

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NORTHBROOK, Ill., Oct. 6, 2025 – The Allstate Corporation (NYSE: ALL) will host a conference call and webcast at 9 a.m. ET on...

Mississippi Bad Faith Punitive Damage Case Final

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The Mississippi Supreme Court denied USAA’s Motion for Rehearing last week in the landmark bad case involving USAA arising out of Hurricane Katrina....

A Lost Art: The Submission Letter

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In the olden days, before Zoom or Microsoft TEAMS, or even before (gasp) email …...

A Costly Lesson for Aging Homeowners and Their Advisors

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As people age, their living situations often change in ways that have unforeseen legal and financial consequences. A recent Florida appellate decision serves...

California Insurance Market Reform | Property Insurance Coverage Law Blog

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Governor Gavin Newsom has stepped into California’s escalating homeowners insurance crisis with an executive order directing state agencies to accelerate work on solutions...

The Big Ten and Allstate Unveil New Partnership to Elevate Women’s Sports

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CHICAGO, Ill., Oct. 3, 2025 – Allstate, the Big Ten Conference and Big Ten Network (BTN) today announced the creation of the Allstate...

Death and Insurance (Not Taxes), Part 2

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This is part 2 of a guest post series from our friend, Christopher Boggs, Chief...

Congress and the National Flood Insurance Program

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Imagine that you’re poised to close on your dream home, and your mortgage hinges on flood insurance. Then, Congress, during a federal shutdown,...
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