Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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When Proof of Value Sinks a Claim: Actual Cash Value Matters

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Property insurance disputes often turn not on whether a loss occurred, but on how the loss is valued. The recent federal case of...

Rethinking Prop 103 in California

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Last Friday evening at the United Policyholders charity gathering at DeLoach Vineyards, I expected good wine, good company, and a focus on helping...

Allstate and AFCA announce 2025 Good Works Team

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NORTHBROOK, Ill., September 16, 2025 — Allstate and the American Football Coaches Association (AFCA) today announced the 2025 Allstate AFCA Good Works Team®,...

How a High-M&A Insurance Agency Reduces Complexity at Scale

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How INSURICA has streamlined its operations for growth Compliance officers are often the unsung heroes of...

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

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A recent federal decision out of Pennsylvania sends a clear warning to mortgagees, banks, and loss payees who rely on property insurance to...

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

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Across this county, we have sadly learned firsthand how devastating the impact of urban wildfires can be. From coast to coast and everything...

Are You a Contender or a Pretender?

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I am in San Francisco racing in the Rolex Big Boat Series with my seventy-foot sailboat. Rolex sponsored a dinner where tennis star...

Colorado Court Warns Policyholders: Be Specific or Risk Losing Your Case

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Colorado law on first-party property insurance is one of the strongest in the nation. However, even valid claims can get dismissed if they...

Why Your Tech Stack Matters More Than Ever During CAT Season

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If you’re an independent insurance agent, you already know what’s around the corner. Late summer...

Allstate announces preferred dividends payable Oct. 15, 2025

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NORTHBROOK, Ill., Sept. 10, 2025 – The Allstate Corporation (NYSE: ALL) declared approximately $29.3 million in aggregate dividends on three series of preferred...

Can Insurers Successfully Demand Line-Item Appraisal Awards?

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Courts continue to be asked to referee disputes about how appraisal should be conducted, what an award must look like, and if it...

Public Adjuster Fees Require Contract Compliance

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Public adjusters across the country should take note of a Connecticut decision that teaches old lessons noted in Public Adjuster Warning—Do Not Make...
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