Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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7 Ways Producer Data Helps Carriers Determine Broker Compensation

This post is part of a series sponsored by AgentSync. The first most expensive aspect of...

Sworn Proof of Loss | Property Insurance Coverage Law Blog

Sometimes a court opinion says more about professional discipline than it does about the law. Tower Crossing Condominium Association v. Affiliated FM Insurance Company,...

How EZLynx is Empowering the Next Generation of Insurance with AI

This post is part of a series sponsored by EZLynx. The insurance industry is experiencing one...

Does Functional Replacement Cost Coverage Make Sense for Older Homes?

In yesterday’s post, The Price of Homeownership: When Insurance Becomes the Breaking Point, I explored the uncomfortable reality that for many homeowners, traditional replacement...

The Price of Homeownership: When Insurance Becomes the Breaking Point

The recent letter from a group of congressional leaders to the Federal Housing Finance Agency is a clear signal that homeownership in America...

The Seven-Page Myth: Chubb’s Incredible Claim That It Has No Claims Manuals

Every so often, something crosses my desk that stops me mid-sentence. Recently, an attorney on a professional listserv wrote to me, frustrated and...

The Stupidity of Taking Matching Out of Actual Cash Value

Every once in a while, I come across an insurance argument so off-base it makes me wonder if someone fell asleep during basic...

Allstate announces availability of third quarter 2025 results

NORTHBROOK, Ill., Nov. 5, 2025 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter...

Transforming Agencies with EZLynx Innovations

This post is part of a series sponsored by EZLynx. We had an incredible time at...

Heritage Adjuster Lawsuit| Property Insurance Coverage Law Blog

When Heritage Insurance decided to sue its former independent adjuster, Jordan Lee, 1 it lit a fire that will almost certainly illuminate far...

Taking Your Construction Company to the Next Level

This post is part of a series sponsored by Old Republic Surety. There are many ways...

A Burst Pipe Becomes an “Earth Movement,” Defeating The Purpose of Insurance

A recent federal decision out of Connecticut, Dalmac Realty LLC v. Scottsdale Insurance Company, 1 perfectly captures how modern open perils, aka “all risk”...