Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

More updates

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

Explore more

Matching Disputes in Appraisal | Property Insurance Coverage Law Blog

There’s an old saying that fits squarely with how the recent Ohio case of Leonard v. State Farm decision 1 came down: “The devil is in the...

Florida’s Tiawanya S. Wiley Named 2025 National Outstanding CSR of the Year, by The Risk & Insurance Education Alliance

The Risk & Insurance Education Alliance is proud to announce that Tiawanya S. Wiley, AIAM,...

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

Smoke, soot, and ash are not just reminders of destruction. They are the chemical fingerprints of a fire that linger long after the...

Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...

Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

The Allstate Foundation commits $5 million to address the immediate needs of relationship abuse survivors

Key takeaways: The National Domestic Violence Hotline and FreeFrom will each receive an additional $2.5 million from The Allstate Foundation. This is the largest...

Allstate helps millions navigate Thanksgiving travel with new safety and congestion insights

Key takeaways: Allstate Drivewise® reveals risky driving spikes during Thanksgiving and helps drivers avoid them. Phone use, speeding and hard braking jump 10% or more....

Smoke Is Physical Damage Which May Not Be Paid Without Verification

Smoke damage is currently a hotbed for disagreement and litigation in California and elsewhere. Insurers are paying much more attention to the severity...

How Different States Treat Proof of Loss Mistakes and Deficiencies

Many public adjusters and claims professionals reading about the recent decision of Tower Crossing v. Affiliated FM in yesterday’s post, Signed, Sworn, and Sealed: The Tower Crossing...

Thinking of Building Your Own Insurance Distribution Channel Data Integration? Read This First.

This post is part of a series sponsored by AgentSync. So you’re considering building your own...