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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Insurance disputes often turn on small words that carry enormous consequences. Few words are as deceptively simple and as consequential as “fortuity.” It...

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Court Interprets “Completion” of a Project Under Builder’s Risk Insurance

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In Luke, Inc....

How SIU Is Saving Over 1,000 Hours a Year by Automating Their Inbox

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This post is part of a series sponsored by Expert Insured. Southern Insurance Underwriters (SIU) handles...

Constructive Total Loss | Property Insurance Coverage Law Blog

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This post is the third in a series and follows “Lessons from Constructive Total Loss in Property Insurance” and “Is It A Total Constructive...

The Allstate Foundation awards $2.2M in grants to support survivors of relationship abuse

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NORTHBROOK, Ill., August 6, 2025 – The Allstate Foundation is distributing $2.2 million to 54 state and territory domestic violence coalitions through the...

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

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In El Dueno,...

California’s new take on wildfire loss models, and what this means for property insurers

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The California Department of Insurance (CDI) has made some serious moves to tackle the state’s...

Is It a Total Constructive Loss if Demolition Is Mandated?

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This is the second of three blogs about constructive total loss, and follows yesterday’s post, Lessons from Constructive Total Loss in Property Insurance. 1...

Allstate: Where and when Labor Day driving gets dicey

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NORTHBROOK, Ill., August 14, 2025 – Labor Day weekend is one of the busiest travel periods of the year, and new insights from Allstate’s Drivewise®,...

Southern District Court of New York Permits Extensive Discovery of Reserve And Reinsurance Information in Bad Faith Litigation

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A Major Infrastructure Upgrade for Antarctica — Backed by Surety

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This post is part of a series sponsored by Old Republic Surety. Antarctica is one of...

Lessons from Constructive Total Loss in Property Insurance

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The Origins of Constructive Total Loss The doctrine of constructive total loss has its roots in marine insurance, where shipowners were permitted to abandon...

The Allstate Foundation empowers youth with College Service Grants

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NORTHBROOK, Ill., Aug. 14, 2025 – As part of its commitment to youth empowerment, The Allstate Foundation, in partnership with the Center for...
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