Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Listening and Empathy: Lessons from Annie Barbour for Claims Handlers

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Annie Barbour’s perspective, shared in a recent interview on the Claim Game podcast, provides guidance for anyone involved in the insurance claims process,...

What Can Roofers and Restoration Contractors Do That Does Not Constitute Public Adjusting?

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In yesterday’s post, When Roofers Become Adjusters: Iowa Court Says Not So Fast, I discussed how Iowa’s federal court confirmed that contractors cannot step...

When Roofers Become Adjusters: Iowa Court Says “Not So Fast”

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The battle between Shamrock Hills, a Kansas-based roofing contractor doing business in Iowa, and the Iowa Insurance Division has highlighted one of the...

When a $187 Million Appraisal Award Collapsed in the Courtroom

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The fight over the Portofino Towers appraisal award has been one of the largest of its kind in Florida. Its outcome has carried...

Death and Insurance (Not Taxes), Part 1

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Enjoy this two-part guest post by our friend, Christopher Boggs, Chief Consultant, Boggs Risk &...

Appraisal Reform in Texas | Property Insurance Coverage Law Blog

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Steve Badger forwarded me the Texas Department of Insurance (TDI) request asking for comments on draft regulations that would, for the first time,...

Banks Improperly Requesting Additional Insured Status – Part 2

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Our friend, Christopher Boggs, Chief Consultant with Boggs Risk and Insurance Consulting, returns to respond...

State Farm Water Damage Exclusions

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State Farm’s advertising paints a comforting picture for homeowners. On its website, the company reassures policyholders that water damage is “typically covered” when...

7 Types of Agents Scorching Your Agency P&L

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Producer licensing has been messy for so long that it’s hard to imagine a future...

Rising From the Ashes: Annie Barbour’s Journey of Survival and Service

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When flames tore through Coffey Park during the California Tubbs Fire in 2017, Annie Barbour’s home and community were left in ruins. Like...

The Most Common Trucking Cargo Claims and How to Avoid Them

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This post is part of a series sponsored by IAT Insurance Group. Transporting cargo is more...

When “From Any Cause” Doesn’t Mean Every Cause in Marine Cargo Policies

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A recent opinion in Atlantic Business Corporation d/b/a ABO Pharmaceuticals v. RLI Insurance Company 1 provides a lesson that in property insurance law, a...
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