Property Insurance

HomeProperty Insurance

When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

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When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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State Farm Wildfire Exam Delays

Los Angeles wildfire survivors insured by State Farm keep asking us a fair question: “What is taking so long for California to investigate...

Iowa State center Audi Crooks leads the 2025-26 Allstate NACDA Winter Good Works Team, recognizing 20 student-athletes giving back to their communities

Key takeaways Allstate and NACDA named 20 student-athletes to the 2025-26 Winter Good Works Team for their community service and leadership. Iowa State’s Audi Crooks...

New Era of Agency Productivity

This article is part of a sponsored series by EZLynx. Wishing you...

DocuSign Fraud and Crime Coverage

Business owners are increasingly learning a painful lesson about modern fraud scams. They are evolving faster than the traditional policy language found in...

Can Policyholders Rely Upon What Property Claims Adjusters Tell Them?

There are insurance cases about plumbing, and then there are insurance cases about promises. Cooper v. State Farm 1 is the latter. The...

Not Every “Flood” Is a Flood and Why the Source of the Water Matters

A recent LinkedIn post showed a dramatic scene of a broken pipe, apparently off premises, sending water racing across the surface and into...

AI is Reshaping Property Claims

Lantz Savage heads up our New Orleans office. He has a background in software coding before he went to law school. I met...

Lane & Associates Nearly Triples Premium with ALIS DX

Background Lane & Associates is a Louisiana-based independent surplus lines broker and MGA specializing in commercial and personal specialty lines. After acquiring the business...

Contractors Pushed Back Against Suspicion

Mat Muholland, aka “One T,” stopped me while walking the exhibit hall of the SRC Summit. He asked me if I wanted to...

Why Do So Many Disaster Claims Feel Like a Fight by Design?

Insurance is supposed to be simple at its core. Policyholders pay premiums so that when disaster strikes, the insurer shows up, evaluates the...

5 Lessons from INTRConnect 2026 on How to Maximize Your Impact in Property Insurance

This article is part of a sponsored series by Cotality. As advanced...