Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Tennessee Appraisal Amount | Property Insurance Coverage Law Blog

The recent federal decision in Nashville Communications v. Auto-Owners Insurance Company 1 offers a reminder of how appraisal is supposed to work in...

The Vanishing Executive General Adjuster

Steve Badger raised an issue during our debate at the First Party Claims Conference (FPCC) today that deserves far more attention than the...

Allstate Holiday Driver Report: How to stay safe during winter’s most dangerous travel days

Key takeaways Drivers in some cities struggle far more in winter. Madison, Wis., plunges 128 spots in safety rankings, and Florida leads with the...

Florida’s New Artificial Intelligence Claims Bill

Artificial intelligence is racing into the insurance world faster than most policymakers can catch their breath. Claims departments are experimenting with tools that...

Should Captives Be Allowed to Insure Homeowners Risks?

This article is part of a sponsored series by Risk Insurance...

What Insurance Companies Don’t Want You to Know About Their Secret Claims Initiatives

The growing frustration about claims handling among policyholders, those advocating for them, and even many within the insurance industry itself is not misplaced....

Indiana Condo Repair Dilemma: Limited Common Area Fixture, Who Pays?

In prior blog posts, I have discussed Illinois, Michigan, Wisconsin, and Minnesota law as it relates to the allocation of responsibility for property...

How to Grow an Independent Insurance Agency

This article is part of a sponsored series by EZLynx. As consumers...

California Appraisal and Delay | Property Insurance Coverage Law Blog

California property insurance and public adjusters know better than that disputes over “amount of loss” rarely travel alone. They arrive hand in hand...

Profits Versus Christmas Cheer—A Good-Business Lesson

This article is part of a sponsored series by Old Republic...

USAA Appraisal Dispute in Washington

Washington’s federal courts continue to enforce appraisal as a dispute-resolution mechanism the insurer must honor. The recent decision in Cory v. USAA General...