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Texas Appraisal Rules Policyholder Protections

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

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Texas Appraisal Rules Policyholder Protections

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Allstate announces availability of first quarter 2026 results

NORTHBROOK, Ill., April 29, 2026 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter ended March...

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

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Fall into Efficiency This Season with Simplified Commercial Lines Submissions

This post is part of a series sponsored by EZLynx. With fall in full swing, independent...

California Mudslide Insurance Coverage | Property Insurance Coverage Law Blog

California is getting hit again with another round of atmospheric river storms. The phrase “atmospheric river” was first used by climate scientists in...

Protecting Your Property This Season

This post is part of a series sponsored by IAT Insurance Group. The 2025 Atlantic hurricane...

Citizens DOAH Cost-Cutting Scheme| Property Insurance Coverage Law Blog

Citizens Property Insurance Corporation keeps insisting that its use of the Division of Administrative Hearings (DOAH) arbitration system is designed to benefit policyholders...

Matching Disputes in Appraisal | Property Insurance Coverage Law Blog

There’s an old saying that fits squarely with how the recent Ohio case of Leonard v. State Farm decision 1 came down: “The devil is in the...

Florida’s Tiawanya S. Wiley Named 2025 National Outstanding CSR of the Year, by The Risk & Insurance Education Alliance

The Risk & Insurance Education Alliance is proud to announce that Tiawanya S. Wiley, AIAM,...

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

Smoke, soot, and ash are not just reminders of destruction. They are the chemical fingerprints of a fire that linger long after the...

Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...

Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

The Allstate Foundation commits $5 million to address the immediate needs of relationship abuse survivors

Key takeaways: The National Domestic Violence Hotline and FreeFrom will each receive an additional $2.5 million from The Allstate Foundation. This is the largest...