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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

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“Below the Deductible” Isn’t the End of the Story in Hail Damage Ruling

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Insurers often believe that once they determine damages fall below the deductible, the claim is effectively over. Policyholders hear the phrase “below the...

Piracy on the Rise in Tampa Bay!

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It is Gasparilla Day in Tampa. This is an annual civic ritual where otherwise respectable lawyers, doctors, judges, and business leaders, and I...

Trump’s Executive Order Promises Speed but Wildfire Survivors Wait on Insurance Checks

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The President’s January 27, 2026, executive order addressing the rebuilding of Los Angeles after the catastrophic 2025 wildfires landed with a thud for...

It’s Time: California Needs Science-Based Standards for Wildfire Insurance Claims

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California has reached a point where the way wildfire smoke claims are handled can no longer be left to guesswork. Newly introduced Assembly...

Ice Dams, Lay Witnesses, and Bad Faith Claim Handling

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Ice dam claims are deceptively simple and routinely mishandled. Snow builds up, heat differentials cause melting and refreezing, water intrudes where it should...

The Accusation Was Loud and Dismissal Silent: Ricky McGraw Fraud Case Dismissed

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More than two years ago, Florida’s Chief Financial Officer issued a press release announcing the arrest of a Lee County contractor, Ricky McGraw,...

Ansay & Associates Expands Into Illinois With Preston Insurance Partnership

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This article is part of a sponsored series by Cincinnati Insurance...

Dyad Announces Strategic Partnership with IPFS and AndDone to Embed Premium Finance and Digital Payments in ALIS DX

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This article is part of a sponsored series by dyad. Dyad, a...

Causation in Texas Is Not a Guessing Game and Critical for Recovery

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There are court opinions that quietly reinforce fundamentals, and then there are opinions that practically wave a red flag and say, “Pay attention!”...

Why Telematics Is No Longer Optional for Risk Control

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This article is part of a sponsored series by Risk &...

AI Assist for Underwriting and Quoting

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This article is part of a sponsored series by Selectsys. Underwriters and...

Winter Storm Property Insurance Lessons

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Winter storms are too often treated as routine seasonal hazards until they become headline disasters. The data tells a clear story that winter...
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