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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

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Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

The Hidden Barrier to Scaling Specialty Insurance

This article is part of a sponsored series by OIP Insurtech. Fourteen...

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Responding to Engineers and Consultants Routinely Hired by Insurance Companies

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Insurance companies and their repeatedly very well paid for consultants understand that expert consultants can drive the value of a claim. Nobody in...

State Farm’s Secret Claims Playbook

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State Farm is fighting the Oklahoma Attorney General over his ability to intervene in a State Farm bad faith case. This dispute is...

Key Perks of Insurance Data Analytics for Operational Efficiency

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This article is part of a sponsored series by EZLynx. The world...

Exact Proofs of Loss and Flood Claims: Procedure Drowns Reality

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Flood insurance cases often look deceptively simple from a distance. Water came in, damage occurred, repairs were required, and insurance should respond. But...

Repairing and Rebuilding After Wildfire Shouldn’t Be a Race

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A recent Pepperdine School of Public Policy study 1 confirms something wildfire survivors already know all too well: rebuilding after a catastrophic wildfire...

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

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I do not use the word propaganda lightly. Lawyers are trained to argue. Lobbyists are paid to persuade. But propaganda is something different....

Your clients are sharing everything. What could possibly go wrong?

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This article is part of a sponsored series by Academy Journal. Uber...

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

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I have written for years about replacement cost benefits and the simple but often misunderstood principle behind them. Replacement cost is about indemnity...

Limited Code Upgrade Coverage | Property Insurance Coverage Law Blog

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Insurance policies have a way of teaching hard lessons long after the premiums are paid. A recent Sixth Circuit decision, Piatt Lake Bible...

Steve Badger Roast at SRC Summit

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Some debates are won in courtrooms. Some are won on stages. And some, apparently, are contemplated from a porcelain throne before the first...

December 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., January 15, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of December of $80 million...

Innovation, Education, and AI Integration

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This article is part of a sponsored series by Risk Insurance...
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