Property Insurance

HomeProperty Insurance

The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Pre-Loss Roofing Assignments in Iowa

A recent federal decision out of Iowa should make every roofing contractor, restoration contractor, and public adjuster take note if they enter into...

Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue

A fire struck the only home owned by the Pour family in Minnesota, but the true devastation came later in the claims process...

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

Wildfires are no longer rare, seasonal events. They are a year-round threat reshaping communities from California to Colorado, and everywhere the urban areas...

The Impact of Emerging Talent Programs and Local Industry Engagement

This article is part of a sponsored series by Risk Insurance...

Have Policyholder Rights and Protections Eroded?

After representing insurance companies for several years, I left to start a policyholder practice in 1985. By the early 1990s, my personal sense...

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

Insurance disputes involving interior water damage caused by rain entering from the exterior of the building often turn on a deceptively simple question:...

Why More Insurance Agencies Are Turning to Outsourced Back Office Teams

This article is part of a sponsored series by Expert Insured. Running...

Why Courts Should Demand More Than a Rubber Stamp Regarding Regulator-Approved Policy Wording

Insurers love to invoke the phrase “the regulator approved this language” as though it were a magical incantation that transforms every policy term...

Automating Rate, Quote, and Bind Workflows with RQB

This article is part of a sponsored series by Expert Insured. In...

Why Speed = Bound Business

This article is part of a sponsored series by Expert Insured. In...

The Real Difference for MGAs and Wholesalers

This article is part of a sponsored series by Expert Insured. If...

Why RQB + Expert Insured Together Beat Any Standalone AMS or Rating Tool

This article is part of a sponsored series by Expert Insured. Why...