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Texas Appraisal Rules Policyholder Protections

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

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Texas Appraisal Rules Policyholder Protections

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

Allstate announces availability of first quarter 2026 results

NORTHBROOK, Ill., April 29, 2026 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter ended March...

TDI’s Proposed Appraisal Rules: A Step Forward but with a Few Rough Edges

The Texas Department of Insurance (“TDI”) has proposed new rules to carry out a Texas law passed in 2025. If the rules are...

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Allstate helps millions navigate Thanksgiving travel with new safety and congestion insights

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Key takeaways: Allstate Drivewise® reveals risky driving spikes during Thanksgiving and helps drivers avoid them. Phone use, speeding and hard braking jump 10% or more....

Smoke Is Physical Damage Which May Not Be Paid Without Verification

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Smoke damage is currently a hotbed for disagreement and litigation in California and elsewhere. Insurers are paying much more attention to the severity...

How Different States Treat Proof of Loss Mistakes and Deficiencies

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Many public adjusters and claims professionals reading about the recent decision of Tower Crossing v. Affiliated FM in yesterday’s post, Signed, Sworn, and Sealed: The Tower Crossing...

Thinking of Building Your Own Insurance Distribution Channel Data Integration? Read This First.

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This post is part of a series sponsored by AgentSync. So you’re considering building your own...

7 Ways Producer Data Helps Carriers Determine Broker Compensation

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This post is part of a series sponsored by AgentSync. The first most expensive aspect of...

Sworn Proof of Loss | Property Insurance Coverage Law Blog

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Sometimes a court opinion says more about professional discipline than it does about the law. Tower Crossing Condominium Association v. Affiliated FM Insurance Company,...

How EZLynx is Empowering the Next Generation of Insurance with AI

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This post is part of a series sponsored by EZLynx. The insurance industry is experiencing one...

Does Functional Replacement Cost Coverage Make Sense for Older Homes?

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In yesterday’s post, The Price of Homeownership: When Insurance Becomes the Breaking Point, I explored the uncomfortable reality that for many homeowners, traditional replacement...

The Price of Homeownership: When Insurance Becomes the Breaking Point

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The recent letter from a group of congressional leaders to the Federal Housing Finance Agency is a clear signal that homeownership in America...

The Seven-Page Myth: Chubb’s Incredible Claim That It Has No Claims Manuals

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Every so often, something crosses my desk that stops me mid-sentence. Recently, an attorney on a professional listserv wrote to me, frustrated and...

The Stupidity of Taking Matching Out of Actual Cash Value

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Every once in a while, I come across an insurance argument so off-base it makes me wonder if someone fell asleep during basic...

Allstate announces availability of third quarter 2025 results

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NORTHBROOK, Ill., Nov. 5, 2025 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter...
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