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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

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Small Hail, Big Consequences: IBHS Study Is Now Published

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I recently previewed preliminary findings from the Insurance Institute for Business & Home Safety’s (IBHS) 10-Year Asphalt Shingle Study in a post, When Insurers’...

Economic Uncertainty and Annuities Go Hand and Hand

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It doesn’t take a financial adviser to tell you that, thus far, the economic environment...

1033 Waivers in Insurance – What Are They, and How Do They Work?

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While we’d prefer everyone associated with insurance act with the highest regard for ethical integrity...

The Allstate Foundation convened the country’s top young changemakers for National Youth Service Summit

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NORTHBROOK, Ill., Sept. 29, 2025 – Sixty-five of the country’s most inspiring youth leaders assembled in Chicago this past weekend for the second...

Equipment Breakdown Coverage: Cracked Aquarium

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Most insurance coverage disputes involve familiar perils such as fire, wind, and water intrusion. Rarely does a court wrestle with whether a giant...

Listening and Empathy: Lessons from Annie Barbour for Claims Handlers

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Annie Barbour’s perspective, shared in a recent interview on the Claim Game podcast, provides guidance for anyone involved in the insurance claims process,...

What Can Roofers and Restoration Contractors Do That Does Not Constitute Public Adjusting?

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In yesterday’s post, When Roofers Become Adjusters: Iowa Court Says Not So Fast, I discussed how Iowa’s federal court confirmed that contractors cannot step...

When Roofers Become Adjusters: Iowa Court Says “Not So Fast”

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The battle between Shamrock Hills, a Kansas-based roofing contractor doing business in Iowa, and the Iowa Insurance Division has highlighted one of the...

When a $187 Million Appraisal Award Collapsed in the Courtroom

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The fight over the Portofino Towers appraisal award has been one of the largest of its kind in Florida. Its outcome has carried...

Death and Insurance (Not Taxes), Part 1

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Enjoy this two-part guest post by our friend, Christopher Boggs, Chief Consultant, Boggs Risk &...

Appraisal Reform in Texas | Property Insurance Coverage Law Blog

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Steve Badger forwarded me the Texas Department of Insurance (TDI) request asking for comments on draft regulations that would, for the first time,...

Banks Improperly Requesting Additional Insured Status – Part 2

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Our friend, Christopher Boggs, Chief Consultant with Boggs Risk and Insurance Consulting, returns to respond...
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