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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

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Mississippi Bad Faith Punitive Damage Case Final

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The Mississippi Supreme Court denied USAA’s Motion for Rehearing last week in the landmark bad case involving USAA arising out of Hurricane Katrina....

A Lost Art: The Submission Letter

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In the olden days, before Zoom or Microsoft TEAMS, or even before (gasp) email …...

A Costly Lesson for Aging Homeowners and Their Advisors

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As people age, their living situations often change in ways that have unforeseen legal and financial consequences. A recent Florida appellate decision serves...

California Insurance Market Reform | Property Insurance Coverage Law Blog

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Governor Gavin Newsom has stepped into California’s escalating homeowners insurance crisis with an executive order directing state agencies to accelerate work on solutions...

The Big Ten and Allstate Unveil New Partnership to Elevate Women’s Sports

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CHICAGO, Ill., Oct. 3, 2025 – Allstate, the Big Ten Conference and Big Ten Network (BTN) today announced the creation of the Allstate...

Death and Insurance (Not Taxes), Part 2

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This is part 2 of a guest post series from our friend, Christopher Boggs, Chief...

Congress and the National Flood Insurance Program

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Imagine that you’re poised to close on your dream home, and your mortgage hinges on flood insurance. Then, Congress, during a federal shutdown,...

Allstate Announces Updates to Leadership Team

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NORTHBROOK, Ill., Oct. 1, 2025 — The Allstate Corporation today announced changes to its senior leadership team, effective Oct. 1, 2025. Mario Rizzo...

World Acquires Indiana’s ACB

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World Insurance Associates LLC announced that it acquired the business of ACB Insurance Inc. (“ACB”)...

Is Suing National Flood Worse Than the Actual Flood?

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Four cases within the last couple of weeks demonstrate that most policyholders suing National Flood will likely lose on technical proof of loss...

4 Key Questions About Social Inflation – What’s Brewing Podcast (Season 2

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In this episode of What’s Brewing, we are joined by Chris Accetta and David Geller,...

Protecting Your Property when the Fire Starts Outside

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This post is part of a series sponsored by IAT Insurance Group. In early 2025, a...
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