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Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

A recent federal court ruling in California involving State Farm and a commercial policyholder offers an important lesson for anyone litigating insurance bad...

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Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

A recent federal court ruling in California involving State Farm and a commercial policyholder offers an important lesson for anyone litigating insurance bad...

Who Owns the Customer? Carrier-Agency-Producer-Client Relationships in 2026

This article is part of a sponsored series by AgentSync. And 5...

What Insurance Agencies Should Know Before Migrating to a New Agency Management System

This article is part of a sponsored series by dyad. Most insurance...

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Public Adjuster Contract Compliance – Who is Responsible When Rules Are Not Clear?

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(Chip’s Note: From time to time, someone makes a career decision that says more about values than ambition, and those are the choices...

A Wrong Insurance Application Answer Destroys Coverage

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Insurance cases often turn on small words with enormous consequences. Few illustrate this better than a recent Arkansas appellate decision in Hiscox Dedicated...

Tackling the Toxic Aftermath: Insights from United Policyholders’ “Wildfire Smoke Damage and Your Insurance Rights” Webinar

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As an attorney who has spent years fighting for policyholders, I’ve seen how wildfire recovery has shifted from simple “char and ash” claims...

The “Cosmetic Damage Exclusion” Won: What a Court Said About Hail-Dented Metal Roofs

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A federal court decision from Minnesota provides a sobering look at how cosmetic damage exclusions may be interpreted in hail-damage cases involving metal...

Claims Excellence for Whom? | Property Insurance Coverage Law Blog

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An insurance claims practice expert sent me a 2008 white paper this week, which prompted a lot of personal reflection worth discussing. It...

Adjustment Time Still Counts in Period of Restoration Disputes

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Following up on yesterday’s post, Large Business Interruption Verdict Results in Post-Trial Fights, the business interruption requirement to determine the period of restoration was...

November 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., December 18, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of November of $46 million...

Large Business Interruption Verdict Results in Post-Trial Fights

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The final verdict is not necessarily the end of an insurance dispute. That is exactly what we are seeing now after the jury...

Frozen Pipes, Water Loss, and Winter Lessons

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Frozen pipes resulting in water loss are nothing new when the first winter freeze comes. When winter storms roll through the normally warm...

Independent Agencies Win When Retention Comes First

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This article is part of a sponsored series by EZLynx. As an...

Leveling Up Fleet Safety with Inspection Technology

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This article is part of a sponsored series by IAT. Pre- and...

Insurance Readability Isn’t Improving and Insurance Agents Need to Step Up

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A follow-up to my post, Homeowners Cannot Understand Their Policy Even When They Read It, is important because the topic cannot be overstated....
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