Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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What Insurance Companies Don’t Want You to Know About Their Secret Claims Initiatives

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The growing frustration about claims handling among policyholders, those advocating for them, and even many within the insurance industry itself is not misplaced....

Indiana Condo Repair Dilemma: Limited Common Area Fixture, Who Pays?

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In prior blog posts, I have discussed Illinois, Michigan, Wisconsin, and Minnesota law as it relates to the allocation of responsibility for property...

How to Grow an Independent Insurance Agency

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This article is part of a sponsored series by EZLynx. As consumers...

California Appraisal and Delay | Property Insurance Coverage Law Blog

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California property insurance and public adjusters know better than that disputes over “amount of loss” rarely travel alone. They arrive hand in hand...

Profits Versus Christmas Cheer—A Good-Business Lesson

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This article is part of a sponsored series by Old Republic...

USAA Appraisal Dispute in Washington

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Washington’s federal courts continue to enforce appraisal as a dispute-resolution mechanism the insurer must honor. The recent decision in Cory v. USAA General...

Pre-Loss Roofing Assignments in Iowa

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A recent federal decision out of Iowa should make every roofing contractor, restoration contractor, and public adjuster take note if they enter into...

Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue

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A fire struck the only home owned by the Pour family in Minnesota, but the true devastation came later in the claims process...

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

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Wildfires are no longer rare, seasonal events. They are a year-round threat reshaping communities from California to Colorado, and everywhere the urban areas...

The Impact of Emerging Talent Programs and Local Industry Engagement

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This article is part of a sponsored series by Risk Insurance...

Have Policyholder Rights and Protections Eroded?

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After representing insurance companies for several years, I left to start a policyholder practice in 1985. By the early 1990s, my personal sense...

A Hard Lesson About Proving Wind-Caused Openings When Water Enters a Building

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Insurance disputes involving interior water damage caused by rain entering from the exterior of the building often turn on a deceptively simple question:...
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