Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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December 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., January 15, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of December of $80 million...

Innovation, Education, and AI Integration

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This article is part of a sponsored series by Risk Insurance...

Loss Payee Is Not Enough: A Hard Lesson for Property Owners and Managers on Tenant-Placed Insurance

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I have seen this problem too many times to count. A recent federal court decision out of Tennessee drives the lesson home with...

Nostalgia Is Not a Claims Strategy

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I received a comment on the post, “RoofCON a Big Hit—USAA a Winner!” from a seasoned public adjuster reacting to a carrier rating that...

EZLynx 2025 Year in Review

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This article is part of a sponsored series by EZLynx. 2025 was...

Understanding Federal Crop Insurance Claims

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Federal crop insurance is a strange animal for most property insurance professionals. It looks like insurance, smells like insurance, and is sold by...

Washington’s Proposed Claims Handling Regulations Matter, and Other States Should Pay Attention

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Every once in a while, an insurance regulator gets it right by focusing not on slogans, but on how claims actually unfold in...

Wrong Application Answer Becomes Coverage Achilles’ Heel

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George and Inna Botelho owned a high-value home with a roof that had gone badly wrong long before Indian Harbor ever issued a...

One Year Later: What the Altadena and Palisades Fires Really Taught Us About Smoke, Contamination, and Claims

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This week marks one year since the Altadena and Pacific Palisades fires reshaped the lives of thousands of families across Los Angeles. For...

The Real Insurance Fire Still Burns

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This week marks the anniversary of the wildfires that tore through Los Angeles communities, reduced neighborhoods to ash, and changed lives forever. Anniversaries...

Allstate to hold Q4 2025 earnings call Feb. 5, 2026

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NORTHBROOK, Ill., Jan. 7, 2026 – The Allstate Corporation (NYSE: ALL) will host a conference call and webcast at 9 a.m. ET on...

RoofCON a Big Hit—USAA a Winner!

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Larry Bache, Drew Houghton, and I gave a presentation to roofers and contractors at RoofCON in Oklahoma City today. The presentation provided a framework...
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