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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

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Covered Property in Commercial Insurance

In every coverage analysis, I start with a basic but powerful premise that you must thoroughly read the insurance policy before you can...

Allstate CEO to present at Goldman Sachs 2025 U.S. Financial Services Conference

NORTHBROOK, Ill., Nov. 21, 2025 – The Allstate Corporation (NYSE: ALL) announced that Tom Wilson, its Chair, President and Chief Executive Officer, will...

Travelers Smoke and Soot Case Opinion Revised

Travelers is still fighting the smoke and soot battle I last noted in Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The...

Allstate announces quarterly dividends payable in January 2026

NORTHBROOK, Ill., Nov. 20, 2025 – The Allstate Corporation (NYSE: ALL) announced that its board of directors approved a quarterly common stock dividend...

How Evidence-Based Instructional Design Ensures Measurable Learning in Insurance and Risk Education

This post is part of a series sponsored by Risk & Insurance Education Alliance. In corporate...

Los Angeles County State Farm Wildfire Investigation

The Los Angeles County Counsel’s recent announcement that it has launched a civil investigation into State Farm’s wildfire claims handling marks a truly...

October 2025 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., November 20, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of October of $83 million...

Fall into Efficiency This Season with Simplified Commercial Lines Submissions

This post is part of a series sponsored by EZLynx. With fall in full swing, independent...

California Mudslide Insurance Coverage | Property Insurance Coverage Law Blog

California is getting hit again with another round of atmospheric river storms. The phrase “atmospheric river” was first used by climate scientists in...

Protecting Your Property This Season

This post is part of a series sponsored by IAT Insurance Group. The 2025 Atlantic hurricane...

Citizens DOAH Cost-Cutting Scheme| Property Insurance Coverage Law Blog

Citizens Property Insurance Corporation keeps insisting that its use of the Division of Administrative Hearings (DOAH) arbitration system is designed to benefit policyholders...

Matching Disputes in Appraisal | Property Insurance Coverage Law Blog

There’s an old saying that fits squarely with how the recent Ohio case of Leonard v. State Farm decision 1 came down: “The devil is in the...