Property Insurance

HomeProperty Insurance

California Wildfire Losses: Net or Gross?

The insurance industry admittedly may not be as glamorous as high-tech, investment banking, advertising, or...

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California Wildfire Losses: Net or Gross?

The insurance industry admittedly may not be as glamorous as high-tech, investment banking, advertising, or...

Trust or Family Trust Owns Your Home? Beware of Insurance Complications to Avoid Insurance Claim Denials

A recent viral social media post following the California wildfires has brought to light a critical issue: homeowners are finding their insurance claims...

Allstate to sell Group Health business to Nationwide 

NORTHBROOK, Ill., Jan. 30, 2025 – The Allstate Corporation (NYSE: ALL) announced a definitive agreement to sell its Group Health business to Nationwide...

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Should Appraisers Determine the Amount of the Loss Before Selecting an Umpire?

The standard property insurance policy requires the appraisers to first select an umpire before doing anything else. Why? Would it be better for the...

A New Way For Insurers to Accurately Assess Non-Weather Fire Risk

This post is part of a series sponsored by CoreLogic. Thirty years ago, we had seventeen...

Fannie Mae and Freddie Mac Guidelines to Insure at Full Replacement Cost Finally Hit the Insurance Media

The Insurance Journal article written by William Rabb, Update: Fannie Mae Guidelines Raise Concerns, Could Bar ACV Coverage for Homes, has reported and highlighted the...

Do you need Landlord Insurance coverage?

Owning a rental property can be a lucrative investment, but it also comes with its own risks and responsibilities. As a landlord, it’s...

Top 3 Carrier Innovations in P&C to Restabilize Homeowners Insurance

This post is part of a series sponsored by AgentSync. As the property and casualty market...

Understanding the Implications of the Heritage Market Conduct Study and $1 Million Consent Order Penalty

In a significant development, the Florida Office of Insurance Regulation (OIR) has completed a detailed market conduct examination of Heritage Property & Casualty...

A guide to insuring an empty house

Owning a property comes with a myriad of responsibilities, one of which is ensuring it’s adequately protected, especially when it becomes unoccupied for...

Part 2 – Hawaii through Maryland

This post is part of a series sponsored by AgentSync. Having a criminal charge or conviction...

$18 Million Bad Faith Verdict Regarding Mobile Home Loss

A California jury issued an $18 million verdict for failure to act in good faith regarding a property damage claim for $140,000 to...

Do you need Unoccupied House Insurance during probate?

Dealing with the passing of a loved one comes with an array of challenges, one of which is managing their estate, including any...

Differences Between Named Insured and Additional Insured: Part 1

This post is part of a series sponsored by TSIB. Often, the terms named insured and...

Navigating Property Insurance Claims: Essential Insights for Policyholders

When property damage occurs, the subsequent insurance claim process can be daunting. Understanding the nuances of how insurance companies handle claims is crucial...