Property Insurance

HomeProperty Insurance

Built to Last: Buyer Beware

I watched “Built to Last: Buyer Beware” today at the FAPIA Fall Conference, and it stirred something deep in me. The documentary exposes a...

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Built to Last: Buyer Beware

I watched “Built to Last: Buyer Beware” today at the FAPIA Fall Conference, and it stirred something deep in me. The documentary exposes a...

Arbitration in Insurance Policies: The Litigation Disguised as “Efficiency”

Arbitration in insurance policies is hardly a new concept. In fact, its lineage can be traced to the Standard Fire Policy of Massachusetts,...

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

Florida’s public adjusters have taken the fight to the courthouse. In Florida Association of Public Insurance Adjusters and National Association of Public Insurance Adjusters...

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Economic Uncertainty and Annuities Go Hand and Hand

It doesn’t take a financial adviser to tell you that, thus far, the economic environment...

1033 Waivers in Insurance – What Are They, and How Do They Work?

While we’d prefer everyone associated with insurance act with the highest regard for ethical integrity...

The Allstate Foundation convened the country’s top young changemakers for National Youth Service Summit

NORTHBROOK, Ill., Sept. 29, 2025 – Sixty-five of the country’s most inspiring youth leaders assembled in Chicago this past weekend for the second...

Equipment Breakdown Coverage: Cracked Aquarium

Most insurance coverage disputes involve familiar perils such as fire, wind, and water intrusion. Rarely does a court wrestle with whether a giant...

Listening and Empathy: Lessons from Annie Barbour for Claims Handlers

Annie Barbour’s perspective, shared in a recent interview on the Claim Game podcast, provides guidance for anyone involved in the insurance claims process,...

What Can Roofers and Restoration Contractors Do That Does Not Constitute Public Adjusting?

In yesterday’s post, When Roofers Become Adjusters: Iowa Court Says Not So Fast, I discussed how Iowa’s federal court confirmed that contractors cannot step...

When Roofers Become Adjusters: Iowa Court Says “Not So Fast”

The battle between Shamrock Hills, a Kansas-based roofing contractor doing business in Iowa, and the Iowa Insurance Division has highlighted one of the...

When a $187 Million Appraisal Award Collapsed in the Courtroom

The fight over the Portofino Towers appraisal award has been one of the largest of its kind in Florida. Its outcome has carried...

Death and Insurance (Not Taxes), Part 1

Enjoy this two-part guest post by our friend, Christopher Boggs, Chief Consultant, Boggs Risk &...

Appraisal Reform in Texas | Property Insurance Coverage Law Blog

Steve Badger forwarded me the Texas Department of Insurance (TDI) request asking for comments on draft regulations that would, for the first time,...

Banks Improperly Requesting Additional Insured Status – Part 2

Our friend, Christopher Boggs, Chief Consultant with Boggs Risk and Insurance Consulting, returns to respond...

State Farm Water Damage Exclusions

State Farm’s advertising paints a comforting picture for homeowners. On its website, the company reassures policyholders that water damage is “typically covered” when...