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Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

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Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...

Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

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Has the Insurance Industry Forgotten the Meaning of Its Own Policies?

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Christopher Boggs didn’t enter the insurance world because of some great calling. In his own words, “nothing interested me about the insurance business.”...

Fine Print, Grammar, and the Cost of Getting Back to Business: A Lesson from the State Farm Extra Expense Case

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In the recent case of Coastal Dust Control, Inc. d/b/a Sanico v. State Farm Fire and Casualty Company, 1 a Mississippi federal court parsed...

How to Use Content Marketing to Grow Your Insurance Agency

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Most people don’t buy insurance the first time they land on your website. They research,...

Claim Game Podcast Welcomes Christopher Boggs—Insurance Education’s Relentless Teacher

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This Thursday at 6 p.m. EST, the Claim Game Podcast will host one of the most prolific, respected, and credentialed insurance educators in...

Allstate and the Aspen Institute focus on improving trust

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WASHINGTON, Oct. 28, 2025 – Today, Allstate and the Aspen Institute launched the Trust in Practice Awards to strengthen community relationships and build trust throughout...

Artificial Intelligence, Insurance, and Accountability

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CBS12 News recently aired a troubling report, 1 shared by FAPIA, asking whether artificial intelligence is unfairly denying hurricane insurance claims in Florida....

Allstate issues new guidance to protect shoppers as identity scams surge ahead of the holidays

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Key takeaways: October kicks off identity theft season, with the highest volume of fraudulent credit and loan applications all year.  Fraud applications account for nearly 70%...

Florida Judges Struggle with Required Evidence for Property Insurance Damages

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Florida’s Second District Court of Appeal did something simple and important in its decision last week in Weston v. Universal. 1 It restored...

Paying More and Getting Less: How the Promise of Property Insurance Is Being Rewritten

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At the New York Public Adjusters Association (NYPPA) conference yesterday, I sat in the audience as leading public adjuster Jade Bentz and attorney...

Veasley Damages in Mississippi| Property Insurance Coverage Law Blog

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While in Mississippi this week, working on a hurricane claim to three apartment complexes that fortunately resolved at mediation, I had the opportunity...

Supercharging the Digital Roundtrip of Insurance with AI

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Remember in “The Avengers” movie when all the superheroes finally come together, and you just...

Colorado Division of Insurance Updates Rules for Obtaining Certified Policy Information

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The Colorado Division of Insurance (DOI) has adopted a new regulation that changes how homeowners request certified copies of their insurance policies. Regulation...
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