Property Insurance

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Winter Storm Property Insurance Lessons

Winter storms are too often treated as routine seasonal hazards until they become headline disasters. The data tells a clear story that winter...

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Winter Storm Property Insurance Lessons

Winter storms are too often treated as routine seasonal hazards until they become headline disasters. The data tells a clear story that winter...

Responding to Engineers and Consultants Routinely Hired by Insurance Companies

Insurance companies and their repeatedly very well paid for consultants understand that expert consultants can drive the value of a claim. Nobody in...

State Farm’s Secret Claims Playbook

State Farm is fighting the Oklahoma Attorney General over his ability to intervene in a State Farm bad faith case. This dispute is...

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California’s new take on wildfire loss models, and what this means for property insurers

The California Department of Insurance (CDI) has made some serious moves to tackle the state’s...

Is It a Total Constructive Loss if Demolition Is Mandated?

This is the second of three blogs about constructive total loss, and follows yesterday’s post, Lessons from Constructive Total Loss in Property Insurance. 1...

Allstate: Where and when Labor Day driving gets dicey

NORTHBROOK, Ill., August 14, 2025 – Labor Day weekend is one of the busiest travel periods of the year, and new insights from Allstate’s Drivewise®,...

A Major Infrastructure Upgrade for Antarctica — Backed by Surety

This post is part of a series sponsored by Old Republic Surety. Antarctica is one of...

Lessons from Constructive Total Loss in Property Insurance

The Origins of Constructive Total Loss The doctrine of constructive total loss has its roots in marine insurance, where shipowners were permitted to abandon...

The Allstate Foundation empowers youth with College Service Grants

NORTHBROOK, Ill., Aug. 14, 2025 – As part of its commitment to youth empowerment, The Allstate Foundation, in partnership with the Center for...

3 Ways for Insurers to Spread Catastrophe Risk Literacy to Homeowners, Minimal Lift Required

Homeownership has long been synonymous with the American Dream. And it’s no wonder: owning property...