Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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From Risk to Reward: New Research Finds Increased Payoff from Disaster Resilience Investments

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Washington — Allstate, the U.S. Chamber of Commerce and the U.S. Chamber of Commerce Foundation today released new research showing that each dollar not invested in...

Florida’s Insurance Fines: A Spotlight on a Broken System

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This week, news broke that Florida regulators recently fined three insurance companies – American Coastal, TypTap, and Sutton National – for mishandling claims. American...

Allstate launches new all-sport championship series with the Big 12

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IRVING, Texas, and NORTHBROOK, Illinois, September 4, 2025 — The Big 12 Conference and Allstate today announced a multi-year partnership to launch the...

Florida Regulators Fine Insurers Over $2 Million for Hurricane Claims Misconduct: Is It More Show Than Substance?

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The Florida Office of Insurance Regulation (OIR) announced this week that eight insurers will pay more than $2 million in fines for misconduct...

Public Adjusters: Actual Cash Value and Complete Expert Reports are Essential

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Recent speeches by me to public adjusting associations have focused on public adjusters providing compelling work to verify the amount of loss and...

Smoke, Soot, and Ash Testing Is Important

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One important point from yesterday’s blog, Smoke and Soot Are Covered Causes of Loss, is that there needs to be findings of microscopic particulate...

Using Hierarchies to Accelerate Onboarding and Scale Efficiently

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This post is part of a series sponsored by AgentSync. The reality of today’s insurance landscape:...

Potential Impacts and Innovative Solutions for Continued Profitability

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This post is part of a series sponsored by AgentSync. Since his inauguration in late January,...

Translating the real meaning of risk in Cotality’s 2025 Hurricane Risk Report

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This post is part of a series sponsored by Cotality. Hurricane risk isn’t exclusive to Florida...

Smoke and Soot Are Covered Causes of Loss

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The recent appellate decision in Maxus Metropolitan, LLC v. Travelers 1 reinforces a critical coverage point for policyholders suffering wildfire smoke and soot...

Leading MGA Goes Live on Expert Insured

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This post is part of a series sponsored by Expert Insured. Leading MGA Goes Live on...

What Modern Hierarchy Management Looks Like and Why It Matters

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This post is part of a series sponsored by AgentSync. Not long ago, the insurance industry...
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