Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Are You a Contender or a Pretender?

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I am in San Francisco racing in the Rolex Big Boat Series with my seventy-foot sailboat. Rolex sponsored a dinner where tennis star...

Colorado Court Warns Policyholders: Be Specific or Risk Losing Your Case

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Colorado law on first-party property insurance is one of the strongest in the nation. However, even valid claims can get dismissed if they...

Why Your Tech Stack Matters More Than Ever During CAT Season

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If you’re an independent insurance agent, you already know what’s around the corner. Late summer...

Allstate announces preferred dividends payable Oct. 15, 2025

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NORTHBROOK, Ill., Sept. 10, 2025 – The Allstate Corporation (NYSE: ALL) declared approximately $29.3 million in aggregate dividends on three series of preferred...

Can Insurers Successfully Demand Line-Item Appraisal Awards?

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Courts continue to be asked to referee disputes about how appraisal should be conducted, what an award must look like, and if it...

Public Adjuster Fees Require Contract Compliance

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Public adjusters across the country should take note of a Connecticut decision that teaches old lessons noted in Public Adjuster Warning—Do Not Make...

TIME and TIME for Kids Name the 2025 Kid of the Year: 17-year-old Tejasvi Manoj

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Sept. 9, 2025 – Today, TIME and TIME for Kids reveal the 2025 Kid of the Year, recognizing one exceptional young person making...

Public Adjuster Fees Under Claims Adjustment Expenses

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This post follows “Does the Insurance Carrier Pay the Public Adjuster Fee?” where I indicated that public adjuster fees cannot be collected under a...

Does the Insurance Carrier Pay the Public Adjuster Fee?

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This blog post is the result of Steve Badger writing a LinkedIn post, where he highlighted a public adjusting firm advertising that public...

Minnesota Condo Repair Dilemma: Who Pays for the Pipes?

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Since starting this series, I have explored Illinois, Michigan, and Wisconsin law as it relates to the allocation of responsibilities for property insurance...

Advice From a Surety Underwriter to the Owner of a Start-Up Construction Company

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This post is part of a series sponsored by Old Republic Surety. Early in my underwriting...

Does An Insurer Have a Right to Take Property or Claim Salvage Absent Policy Language?

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When an insurance company pays out the full insured value of damaged property, does it automatically acquire the right to take possession of...
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