Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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When the Jury’s Word Doesn’t Stand: Trial Court Overturns Brotherhood Mutual Bad Faith Verdict

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Earlier this year, I reported on a striking jury verdict against Brotherhood Mutual Insurance Company in a dispute brought by Green Acres Baptist...

Billing By the Hour: Its Origin and Abbreviated History

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Good ol’ Steve Badger and I had a great debate this morning at the RCAT conference in Austin. He suggested a correction on...

Banks Should NOT be Asking for Additional Insured Status

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We welcome back to the Academy Journal Christopher Boggs, Chief Consultant with Boggs Risk &...

When Insurers’ Own Science Shows Small Hail Can Wreck Roofs

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The Insurance Institute for Business & Home Safety (IBHS) has released research that undercuts one of the most common arguments made in hail...

August 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., September 18, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of August of $213 million...

Take Heed of the Tortoise and the Hare: Speeding Doesn’t Win

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This post is part of a series sponsored by IAT Insurance Group. There’s much wisdom to...

When Proof of Value Sinks a Claim: Actual Cash Value Matters

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Property insurance disputes often turn not on whether a loss occurred, but on how the loss is valued. The recent federal case of...

Rethinking Prop 103 in California

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Last Friday evening at the United Policyholders charity gathering at DeLoach Vineyards, I expected good wine, good company, and a focus on helping...

Allstate and AFCA announce 2025 Good Works Team

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NORTHBROOK, Ill., September 16, 2025 — Allstate and the American Football Coaches Association (AFCA) today announced the 2025 Allstate AFCA Good Works Team®,...

How a High-M&A Insurance Agency Reduces Complexity at Scale

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How INSURICA has streamlined its operations for growth Compliance officers are often the unsung heroes of...

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

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A recent federal decision out of Pennsylvania sends a clear warning to mortgagees, banks, and loss payees who rely on property insurance to...

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

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Across this county, we have sadly learned firsthand how devastating the impact of urban wildfires can be. From coast to coast and everything...
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