Property Insurance

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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

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The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance?

Insurance disputes often turn on small words that carry enormous consequences. Few words are as deceptively simple and as consequential as “fortuity.” It...

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November 2025 Monthly Release | Allstate Newsroom

NORTHBROOK, Ill., December 18, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of November of $46 million...

Large Business Interruption Verdict Results in Post-Trial Fights

The final verdict is not necessarily the end of an insurance dispute. That is exactly what we are seeing now after the jury...

Frozen Pipes, Water Loss, and Winter Lessons

Frozen pipes resulting in water loss are nothing new when the first winter freeze comes. When winter storms roll through the normally warm...

Independent Agencies Win When Retention Comes First

This article is part of a sponsored series by EZLynx. As an...

Leveling Up Fleet Safety with Inspection Technology

This article is part of a sponsored series by IAT. Pre- and...

Insurance Readability Isn’t Improving and Insurance Agents Need to Step Up

A follow-up to my post, Homeowners Cannot Understand Their Policy Even When They Read It, is important because the topic cannot be overstated....

Drowning in Busywork? Tech to Help Agencies Reclaim Time and Boost Efficiency

This article is part of a sponsored series by EZLynx. With the...

Best Practices from Lessons Learned

This article is part of a sponsored series by IAT. Most aviation...

Homeowners Cannot Understand Their Policy Even When They Read It

For years, those of us who work in the trenches of property insurance claims have known that most policyholders have no real shot...

University of Texas senior defensive back Michael Taaffe wins the 2025 Allstate Wuerffel Trophy for leadership in community service

NORTHBROOK, Ill., Dec.12, 2025 – University of Texas senior defensive back Michael Taaffe is the recipient of the 2025 Allstate Wuerffel Trophy, college...

Tennessee Appraisal Amount | Property Insurance Coverage Law Blog

The recent federal decision in Nashville Communications v. Auto-Owners Insurance Company 1 offers a reminder of how appraisal is supposed to work in...

The Vanishing Executive General Adjuster

Steve Badger raised an issue during our debate at the First Party Claims Conference (FPCC) today that deserves far more attention than the...