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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

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The Insurance Industry’s Quiet War Against Public Adjusters Update

I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook:...

Where Did the Term “Lowballing” Come From?

Insurance lawyers hear the term “lowballing” all the time. Public adjusters say carriers are lowballing claims. Policyholders complain that insurers are lowballing estimates....

Renewals Don’t Have to Be a Fire Drill

This article is part of a sponsored series by dyad. After 30...

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Repairing and Rebuilding After Wildfire Shouldn’t Be a Race

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A recent Pepperdine School of Public Policy study 1 confirms something wildfire survivors already know all too well: rebuilding after a catastrophic wildfire...

The Insurance Industry’s Smoke Damage Propaganda and Sales Pitch

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I do not use the word propaganda lightly. Lawyers are trained to argue. Lobbyists are paid to persuade. But propaganda is something different....

Your clients are sharing everything. What could possibly go wrong?

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This article is part of a sponsored series by Academy Journal. Uber...

Replacement at Another Location: Why this Replacement Cost Ruling Gets It Wrong

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I have written for years about replacement cost benefits and the simple but often misunderstood principle behind them. Replacement cost is about indemnity...

Limited Code Upgrade Coverage | Property Insurance Coverage Law Blog

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Insurance policies have a way of teaching hard lessons long after the premiums are paid. A recent Sixth Circuit decision, Piatt Lake Bible...

Steve Badger Roast at SRC Summit

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Some debates are won in courtrooms. Some are won on stages. And some, apparently, are contemplated from a porcelain throne before the first...

December 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., January 15, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of December of $80 million...

Innovation, Education, and AI Integration

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This article is part of a sponsored series by Risk Insurance...

Loss Payee Is Not Enough: A Hard Lesson for Property Owners and Managers on Tenant-Placed Insurance

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I have seen this problem too many times to count. A recent federal court decision out of Tennessee drives the lesson home with...

Nostalgia Is Not a Claims Strategy

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I received a comment on the post, “RoofCON a Big Hit—USAA a Winner!” from a seasoned public adjuster reacting to a carrier rating that...

EZLynx 2025 Year in Review

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This article is part of a sponsored series by EZLynx. 2025 was...

Understanding Federal Crop Insurance Claims

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Federal crop insurance is a strange animal for most property insurance professionals. It looks like insurance, smells like insurance, and is sold by...
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