Property Insurance

HomeProperty Insurance

When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

More updates

When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

Explore more

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

Self-Service won’t replace your Agency. It will reveal whether your value is visible.

This article is part of a sponsored series by dyad. The insurance...

Ohio Supreme Court Restricts Discovery in Bad Faith Cases

Note: This post is by Chip Merlin and guest blogger Bob Rutter, an Ohio policyholder attorney, co-founder of Rutter & Russin, and nationally...

Is a Tornado a Windstorm? A Question That Deserves More Than a Knee-Jerk Answer

Here is a question for you. If someone walked up to you on the street and asked, “Is a tornado a windstorm?” What...

How to Properly Insure Property Held in Trust

Is your property title in a trust? Many policyholders, their attorneys, and insurance agents fail to recognize the significant implications of failing to...

New York Court Holds New York Law Governs Texas Storm Claim

Last week, the Southern District of New York held that a New York choice-of-law provision in a Texas commercial property insurance policy was...

How AI Drives Success for EZLynx Agencies

This article is part of a sponsored series by EZLynx. Successful agencies...

The First Amendment Meets the Roofline: Shamrock’s Appeal Puts Public Adjusting Under the Microscope

The fight between Shamrock Roofing and the State of Iowa is no longer just a district court skirmish. It is now before the...

Why the Conversations at the Capitol Still Matter: Day Two at PCAPIA Legislative Day

My second day at the PCAPIA Legislative Day in Sacramento was a reminder of something I see every year. These meetings are not...

PCAPIA’s Sacramento Legislative Meeting: Key Highlights and Takeaways

On Monday in Sacramento, the Pacific Coast Association of Public Insurance Adjusters (PCAPIA) convened public adjusters, policyholder advocates, and industry professionals at the...

Washington’s Insurance Fraud Modernization Bill Raises an Important Question: Does It Apply to Everyone?

Washington’s Senate Bill 6031, championed by Insurance Commissioner Patty Kuderer, has unanimously passed the State Senate. 1 The bill would create a standalone...