Property Insurance

HomeProperty Insurance

A Retired Judge, a Hailstorm, and a “Corporate Secret”

There are moments in this industry when a single story captures a much larger audience. The recent account of a retired federal administrative...

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A Retired Judge, a Hailstorm, and a “Corporate Secret”

There are moments in this industry when a single story captures a much larger audience. The recent account of a retired federal administrative...

Arson Found at Summary Judgment? A Decision That Should Make Every Policyholder Nervous

There are some rulings that make me stop, put down the coffee, and read the opinion twice. This is one of them. 1 A...

Confronting the escalating threat of severe convective storms in 2026

This article is part of a sponsored series by Cotality. Severe convective...

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Should Captives Be Allowed to Insure Homeowners Risks?

This article is part of a sponsored series by Risk Insurance...

What Insurance Companies Don’t Want You to Know About Their Secret Claims Initiatives

The growing frustration about claims handling among policyholders, those advocating for them, and even many within the insurance industry itself is not misplaced....

Indiana Condo Repair Dilemma: Limited Common Area Fixture, Who Pays?

In prior blog posts, I have discussed Illinois, Michigan, Wisconsin, and Minnesota law as it relates to the allocation of responsibility for property...

How to Grow an Independent Insurance Agency

This article is part of a sponsored series by EZLynx. As consumers...

California Appraisal and Delay | Property Insurance Coverage Law Blog

California property insurance and public adjusters know better than that disputes over “amount of loss” rarely travel alone. They arrive hand in hand...

Profits Versus Christmas Cheer—A Good-Business Lesson

This article is part of a sponsored series by Old Republic...

USAA Appraisal Dispute in Washington

Washington’s federal courts continue to enforce appraisal as a dispute-resolution mechanism the insurer must honor. The recent decision in Cory v. USAA General...

Pre-Loss Roofing Assignments in Iowa

A recent federal decision out of Iowa should make every roofing contractor, restoration contractor, and public adjuster take note if they enter into...

Residency, Responsibility, and Risk: Who Lives in a Home Is a Huge Coverage Issue

A fire struck the only home owned by the Pour family in Minnesota, but the true devastation came later in the claims process...

Enhancing Community Safety Starts with Honest Conversations About Wildfire Risk

Wildfires are no longer rare, seasonal events. They are a year-round threat reshaping communities from California to Colorado, and everywhere the urban areas...

The Impact of Emerging Talent Programs and Local Industry Engagement

This article is part of a sponsored series by Risk Insurance...

Have Policyholder Rights and Protections Eroded?

After representing insurance companies for several years, I left to start a policyholder practice in 1985. By the early 1990s, my personal sense...