Property Insurance

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When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

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When Rain Finds a Defect, Coverage Should Not Disappear

The Wisconsin Supreme Court’s decision in Cincinnati Insurance Company v. Ropicky 1 is important because it frames the legal dispute correctly. This was...

Will Your Next Insurance Claim Be Denied by a Computer?

Insurance law professor Daniel Schwarcz recently noted me in a LinkedIn comment to his post about a timely and important law review article...

Are Insurers Underwriting Risk or Underwriting Policyholder Independence?

For most of my career, property insurance underwriting has been understood as the business of evaluating risk. What is the building made of?...

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Impartial Umpire in Insurance Appraisal

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When your home suffers damage from a storm (be it from hail, wind, or some other peril) and you file an insurance claim,...

Risk & Insurance Education Alliance Names 2026–2027 Leadership for CIC and Academy Boards of Directors

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This article is part of a sponsored series by Risk &...

Insurance Drives Tornado Recovery Speed

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After every tornado, the same images fill our television and cell phone screens. Homes splintered. Roofs peeled back like tin cans. Families standing...

How The Alliance’s Certified Insurance & Risk Professional (CIRP) Designation Helps New Producers Build Confidence, Credibility, and Early Career Success.

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This article is part of a sponsored series by Risk &...

If It Takes a Lawyer to Do the Math of Interest Owed, Do We Have a Bigger Problem?

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There are moments when an argument sounds sophisticated at first blush. Then it begins to collapse under its own weight. This was my...

A Rare COVID Insurance Victory Proves Courts Must Read the Full Policy

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For six years, business interruption claims tied to COVID-19 have largely followed a predictable script. Insurers cite “no direct physical loss or damage.”...

Execution Inside AMS, Not Portals

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This article is part of a sponsored series by Selectsys. Why the...

Determining the Hail Loss Date

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A federal appellate opinion recently issued a short but important opinion regarding hail damage loss in Cutchall v. Chubb Lloyds Insurance Company of...

New national data show youth-led service linked to confidence and career readiness

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Key takeaways Career readiness: Half of young people (52%) say service activities had a somewhat (38%) or very (14%) positive impact on feeling prepared for...

A Year of Success at EZLynx

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This article is part of a sponsored series by EZLynx. Key Takeaways EZLynx...

Excess Insurance Towers Are Complex and Not for Rookie Claims Handlers

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I was at the Florida Coverage College’s first ever meeting last Thursday. One panel delivered practical advice that every public adjuster handling layered...

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

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Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...
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