Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Tornadoes, Tenants, and Traps in the Lease: Lessons on Insurance Obligations Between Landlords and Tenants

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A recent decision, Fort Worth Partners, LLC v. Nilfisk, Inc., 1 should make every landlord, tenant, commercial property manager, and commercial and real estate...

Secrets Behind the Curtain: How Insurers Are Using “Trade Secrets” to Hide from Regulation

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State Farm’s refusal to turn over documents to the Illinois Department of Insurance is more than just another corporate legal spat. It is...

What Is Reciprocal Insurance? | Property Insurance Coverage Law Blog

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Every so often, a case comes along that, while steeped in legal complexity, offers a rare window into the structure and operation of...

ACV Matching in Florida | Property Insurance Coverage Law Blog

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This post follows yesterday’s post, Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida, promising a hypothetical proving...

Glens Falls Revisited: Actual Cash Value, Matching, and the Measure of True Indemnity in Florida

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When we talk about Florida’s definition of actual cash value, we are really talking about a promise of indemnity. That promise lies at...

September 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., October 16, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of September of $161 million...

Layered Coverage Notice and Forms| Property Insurance Coverage Law Blog

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One of the most overlooked but critical aspects of handling large commercial insurance claims, particularly those involving Lloyd’s and surplus lines carriers, is...

Allstate reveals America’s 10 riskiest roads for drivers this Halloween

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Key takeaways  Halloween falls on a Friday this year, overlapping with hazardous weekend driving hours.  Allstate identified 10 of the riskiest road segments in major...

Built to Last: Buyer Beware

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I watched “Built to Last: Buyer Beware” today at the FAPIA Fall Conference, and it stirred something deep in me. The documentary exposes a...

Arbitration in Insurance Policies: The Litigation Disguised as “Efficiency”

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Arbitration in insurance policies is hardly a new concept. In fact, its lineage can be traced to the Standard Fire Policy of Massachusetts,...

Public Adjusters Strike Back: FAPIA and NAPIA Sue Velocity Risk Over Anti-Public Adjuster Endorsements

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Florida’s public adjusters have taken the fight to the courthouse. In Florida Association of Public Insurance Adjusters and National Association of Public Insurance Adjusters...

When Insurance Agents Fail to Warn About Renewal: Connecticut Requires a Special Relationship

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When your business or house burns down and you find out, too late, that your property insurance policy was not renewed, you do...
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