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Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

A recent federal court ruling in California involving State Farm and a commercial policyholder offers an important lesson for anyone litigating insurance bad...

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Think You Have a Bad Faith Case? Here’s What Courts Actually Require in California

A recent federal court ruling in California involving State Farm and a commercial policyholder offers an important lesson for anyone litigating insurance bad...

Who Owns the Customer? Carrier-Agency-Producer-Client Relationships in 2026

This article is part of a sponsored series by AgentSync. And 5...

What Insurance Agencies Should Know Before Migrating to a New Agency Management System

This article is part of a sponsored series by dyad. Most insurance...

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Fall into Efficiency This Season with Simplified Commercial Lines Submissions

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This post is part of a series sponsored by EZLynx. With fall in full swing, independent...

California Mudslide Insurance Coverage | Property Insurance Coverage Law Blog

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California is getting hit again with another round of atmospheric river storms. The phrase “atmospheric river” was first used by climate scientists in...

Protecting Your Property This Season

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This post is part of a series sponsored by IAT Insurance Group. The 2025 Atlantic hurricane...

Citizens DOAH Cost-Cutting Scheme| Property Insurance Coverage Law Blog

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Citizens Property Insurance Corporation keeps insisting that its use of the Division of Administrative Hearings (DOAH) arbitration system is designed to benefit policyholders...

Matching Disputes in Appraisal | Property Insurance Coverage Law Blog

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There’s an old saying that fits squarely with how the recent Ohio case of Leonard v. State Farm decision 1 came down: “The devil is in the...

Dents Don’t Count: Court Clarifies Hail Damage Coverage

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In Cannon Falls...

Florida’s Tiawanya S. Wiley Named 2025 National Outstanding CSR of the Year, by The Risk & Insurance Education Alliance

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The Risk & Insurance Education Alliance is proud to announce that Tiawanya S. Wiley, AIAM,...

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

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Smoke, soot, and ash are not just reminders of destruction. They are the chemical fingerprints of a fire that linger long after the...

Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

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The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

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I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...

Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

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Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

The Allstate Foundation commits $5 million to address the immediate needs of relationship abuse survivors

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Key takeaways: The National Domestic Violence Hotline and FreeFrom will each receive an additional $2.5 million from The Allstate Foundation. This is the largest...
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