Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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The Stupidity of Taking Matching Out of Actual Cash Value

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Every once in a while, I come across an insurance argument so off-base it makes me wonder if someone fell asleep during basic...

Allstate announces availability of third quarter 2025 results

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NORTHBROOK, Ill., Nov. 5, 2025 – The Allstate Corporation (NYSE: ALL) has filed a Form 8-K reporting its financial results for the quarter...

Transforming Agencies with EZLynx Innovations

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This post is part of a series sponsored by EZLynx. We had an incredible time at...

Heritage Adjuster Lawsuit| Property Insurance Coverage Law Blog

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When Heritage Insurance decided to sue its former independent adjuster, Jordan Lee, 1 it lit a fire that will almost certainly illuminate far...

Taking Your Construction Company to the Next Level

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This post is part of a series sponsored by Old Republic Surety. There are many ways...

A Burst Pipe Becomes an “Earth Movement,” Defeating The Purpose of Insurance

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A recent federal decision out of Connecticut, Dalmac Realty LLC v. Scottsdale Insurance Company, 1 perfectly captures how modern open perils, aka “all risk”...

The Ethics of Insurance Company Role-Playing

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In many of my speeches this year, I’ve invited audience participation and heard from many former insurance company adjusters and independent adjusters about...

Bad Faith by Delay: What About Timelines and the Duty to Move the Money?

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Claim delay causing a tardy payment is not good faith claims handling. Insurance companies must immediately investigate coverage and evaluate damages after learning...

Does California’s New Wildfire Contents Rule Help—or Create New Coverage Gaps?

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Recently, California Senate Bill 495, authored by Senator Ben Allen, who represents the Pacific Palisades, was signed into law. This bill changes how wildfire...

Detroit to Pay Nearly $6M in Death Connected to Bus Driver with Many Crashes

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The city of Detroit has agreed to pay $5.85 million to settle a lawsuit over...

Has the Insurance Industry Forgotten the Meaning of Its Own Policies?

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Christopher Boggs didn’t enter the insurance world because of some great calling. In his own words, “nothing interested me about the insurance business.”...

Fine Print, Grammar, and the Cost of Getting Back to Business: A Lesson from the State Farm Extra Expense Case

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In the recent case of Coastal Dust Control, Inc. d/b/a Sanico v. State Farm Fire and Casualty Company, 1 a Mississippi federal court parsed...
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