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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

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First Fortuity Case | Property Insurance Coverage Law Blog

The modern debates over fortuity in all-risk insurance often feel abstract, as if the concept emerged fully formed from mid-twentieth-century treatises or contemporary...

The Basics of All Risk Insurance and Fortuity

My recent article, What does “Fortuitous” Mean? Why Is “Fortuity” So Important to Property Insurance? seems like a good time to restate some basic...

What Does “Follow the Form” Mean In Modern Insurance Practice?

Reading Surplus Lines Property Policies in a Tower of Insurance After Ohio Casualty v. Patterson-UTI Energy Commercial property losses involving surplus lines insurance rarely...

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Rethinking Prop 103 in California

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Last Friday evening at the United Policyholders charity gathering at DeLoach Vineyards, I expected good wine, good company, and a focus on helping...

Allstate and AFCA announce 2025 Good Works Team

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NORTHBROOK, Ill., September 16, 2025 — Allstate and the American Football Coaches Association (AFCA) today announced the 2025 Allstate AFCA Good Works Team®,...

How a High-M&A Insurance Agency Reduces Complexity at Scale

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How INSURICA has streamlined its operations for growth Compliance officers are often the unsung heroes of...

Lessons for Mortgagees, Banks, and Loss Payees About Property Insurance Time Deadlines

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A recent federal decision out of Pennsylvania sends a clear warning to mortgagees, banks, and loss payees who rely on property insurance to...

Beyond the Smoke: Why Industrial Hygienist Testing Is Critical After a Fire Loss

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Across this county, we have sadly learned firsthand how devastating the impact of urban wildfires can be. From coast to coast and everything...

Are You a Contender or a Pretender?

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I am in San Francisco racing in the Rolex Big Boat Series with my seventy-foot sailboat. Rolex sponsored a dinner where tennis star...

Colorado Court Warns Policyholders: Be Specific or Risk Losing Your Case

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Colorado law on first-party property insurance is one of the strongest in the nation. However, even valid claims can get dismissed if they...

Why Your Tech Stack Matters More Than Ever During CAT Season

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If you’re an independent insurance agent, you already know what’s around the corner. Late summer...

Allstate announces preferred dividends payable Oct. 15, 2025

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NORTHBROOK, Ill., Sept. 10, 2025 – The Allstate Corporation (NYSE: ALL) declared approximately $29.3 million in aggregate dividends on three series of preferred...

Can Insurers Successfully Demand Line-Item Appraisal Awards?

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Courts continue to be asked to referee disputes about how appraisal should be conducted, what an award must look like, and if it...

Public Adjuster Fees Require Contract Compliance

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Public adjusters across the country should take note of a Connecticut decision that teaches old lessons noted in Public Adjuster Warning—Do Not Make...

TIME and TIME for Kids Name the 2025 Kid of the Year: 17-year-old Tejasvi Manoj

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Sept. 9, 2025 – Today, TIME and TIME for Kids reveal the 2025 Kid of the Year, recognizing one exceptional young person making...
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