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Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

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Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...

Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

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Constructive Total Loss | Property Insurance Coverage Law Blog

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This post is the third in a series and follows “Lessons from Constructive Total Loss in Property Insurance” and “Is It A Total Constructive...

The Allstate Foundation awards $2.2M in grants to support survivors of relationship abuse

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NORTHBROOK, Ill., August 6, 2025 – The Allstate Foundation is distributing $2.2 million to 54 state and territory domestic violence coalitions through the...

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

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In El Dueno,...

California’s new take on wildfire loss models, and what this means for property insurers

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The California Department of Insurance (CDI) has made some serious moves to tackle the state’s...

Is It a Total Constructive Loss if Demolition Is Mandated?

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This is the second of three blogs about constructive total loss, and follows yesterday’s post, Lessons from Constructive Total Loss in Property Insurance. 1...

Allstate: Where and when Labor Day driving gets dicey

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NORTHBROOK, Ill., August 14, 2025 – Labor Day weekend is one of the busiest travel periods of the year, and new insights from Allstate’s Drivewise®,...

Southern District Court of New York Permits Extensive Discovery of Reserve And Reinsurance Information in Bad Faith Litigation

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A Major Infrastructure Upgrade for Antarctica — Backed by Surety

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This post is part of a series sponsored by Old Republic Surety. Antarctica is one of...

Lessons from Constructive Total Loss in Property Insurance

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The Origins of Constructive Total Loss The doctrine of constructive total loss has its roots in marine insurance, where shipowners were permitted to abandon...

The Allstate Foundation empowers youth with College Service Grants

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NORTHBROOK, Ill., Aug. 14, 2025 – As part of its commitment to youth empowerment, The Allstate Foundation, in partnership with the Center for...

Court Differentiates Faulty and Defective Workmanship from Vandalism or Malicious Mischief

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In Carr v....

3 Ways for Insurers to Spread Catastrophe Risk Literacy to Homeowners, Minimal Lift Required

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Homeownership has long been synonymous with the American Dream. And it’s no wonder: owning property...
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