Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Court Rejects Appraisal Protocol | Property Insurance Coverage Law Blog

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Good ole’ Steve Badger and I have a lot of debates about the issues of having terms of appraisal and an appraisal memorandum...

The Allstate Foundation commits $5 million to address the immediate needs of relationship abuse survivors

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Key takeaways: The National Domestic Violence Hotline and FreeFrom will each receive an additional $2.5 million from The Allstate Foundation. This is the largest...

Allstate helps millions navigate Thanksgiving travel with new safety and congestion insights

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Key takeaways: Allstate Drivewise® reveals risky driving spikes during Thanksgiving and helps drivers avoid them. Phone use, speeding and hard braking jump 10% or more....

Smoke Is Physical Damage Which May Not Be Paid Without Verification

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Smoke damage is currently a hotbed for disagreement and litigation in California and elsewhere. Insurers are paying much more attention to the severity...

How Different States Treat Proof of Loss Mistakes and Deficiencies

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Many public adjusters and claims professionals reading about the recent decision of Tower Crossing v. Affiliated FM in yesterday’s post, Signed, Sworn, and Sealed: The Tower Crossing...

Thinking of Building Your Own Insurance Distribution Channel Data Integration? Read This First.

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This post is part of a series sponsored by AgentSync. So you’re considering building your own...

7 Ways Producer Data Helps Carriers Determine Broker Compensation

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This post is part of a series sponsored by AgentSync. The first most expensive aspect of...

Sworn Proof of Loss | Property Insurance Coverage Law Blog

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Sometimes a court opinion says more about professional discipline than it does about the law. Tower Crossing Condominium Association v. Affiliated FM Insurance Company,...

How EZLynx is Empowering the Next Generation of Insurance with AI

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This post is part of a series sponsored by EZLynx. The insurance industry is experiencing one...

Does Functional Replacement Cost Coverage Make Sense for Older Homes?

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In yesterday’s post, The Price of Homeownership: When Insurance Becomes the Breaking Point, I explored the uncomfortable reality that for many homeowners, traditional replacement...

The Price of Homeownership: When Insurance Becomes the Breaking Point

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The recent letter from a group of congressional leaders to the Federal Housing Finance Agency is a clear signal that homeownership in America...

The Seven-Page Myth: Chubb’s Incredible Claim That It Has No Claims Manuals

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Every so often, something crosses my desk that stops me mid-sentence. Recently, an attorney on a professional listserv wrote to me, frustrated and...
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