Property Insurance

HomeProperty Insurance

How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

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How Much Can You Spend If You Buy a Replacement Home After the Palisades or Eaton Fires?

Given that we are now about 14 months post-loss from the 2025 Palisades and Eaton wildfires, many homeowners are reaching an important decision...

Wrong Lawyer Waives Key Arguments

There are cases about coverage. There are cases about conditions precedent. And there are cases about lawyers. Crothersville Lighthouse Tabernacle Church v. Church...

New York Ice Dam Insurance

New York is finally headed for some warmer weather after a long, icy winter. Early 2026 brought the city its snowiest season in...

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Los Angeles County State Farm Wildfire Investigation

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The Los Angeles County Counsel’s recent announcement that it has launched a civil investigation into State Farm’s wildfire claims handling marks a truly...

October 2025 Monthly Release | Allstate Newsroom

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NORTHBROOK, Ill., November 20, 2025 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of October of $83 million...

Fall into Efficiency This Season with Simplified Commercial Lines Submissions

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This post is part of a series sponsored by EZLynx. With fall in full swing, independent...

California Mudslide Insurance Coverage | Property Insurance Coverage Law Blog

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California is getting hit again with another round of atmospheric river storms. The phrase “atmospheric river” was first used by climate scientists in...

Protecting Your Property This Season

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This post is part of a series sponsored by IAT Insurance Group. The 2025 Atlantic hurricane...

Citizens DOAH Cost-Cutting Scheme| Property Insurance Coverage Law Blog

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Citizens Property Insurance Corporation keeps insisting that its use of the Division of Administrative Hearings (DOAH) arbitration system is designed to benefit policyholders...

Matching Disputes in Appraisal | Property Insurance Coverage Law Blog

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There’s an old saying that fits squarely with how the recent Ohio case of Leonard v. State Farm decision 1 came down: “The devil is in the...

Dents Don’t Count: Court Clarifies Hail Damage Coverage

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In Cannon Falls...

Florida’s Tiawanya S. Wiley Named 2025 National Outstanding CSR of the Year, by The Risk & Insurance Education Alliance

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The Risk & Insurance Education Alliance is proud to announce that Tiawanya S. Wiley, AIAM,...

Clearance Before Occupancy: Why EFRU Is Right About Smoke and Soot Testing

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Smoke, soot, and ash are not just reminders of destruction. They are the chemical fingerprints of a fire that linger long after the...

Travelers’ $27 Million Soot and Smoke Case Takes a Turn: The Panel Opinion Has Been Vacated

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The fight over whether soot and smoke constitute “direct physical loss” isn’t over. In fact, it’s about to get bigger. I previously wrote about...

Gimme the Money Back! Can an Insurer Change Its Mind After Payment?

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I was taught that insurance coverage could never be created by estoppel, but insurers waive exclusions and conditions precedent by payment. So, when...
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