Flood Insurance

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Understanding Connecticut Flood Insurance Costs and Options

Flood insurance in Connecticut is more complicated, and often more expensive, than many homeowners expect. Between coastal flood risks, FEMA flood zones, rising rebuilding...

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Understanding Connecticut Flood Insurance Costs and Options

Flood insurance in Connecticut is more complicated, and often more expensive, than many homeowners expect. Between coastal flood risks, FEMA flood zones, rising rebuilding...

Private Flood Insurance vs NFIP Cost Over Time in 2026

Comparing flood insurance options feels confusing when you're looking at renewal quotes side by side. You see one number from the National Flood...

How to Compare Flood Insurance Policies in 2026

Shopping for flood insurance can feel like navigating a maze. You have government-backed policies, private carriers, different coverage limits, and pricing that varies...

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How to Keep Your Home Safe From Burglary While on Vacation | Blog

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When it’s time to pack up your suitcase and head out of a town for some much-needed R&R,...

The Essential Insurance Checklist for Massachusetts Restaurants | Blog

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The Massachusetts restaurant industry is thriving , and you have invested substantial time and money into launching a successful eatery. It is...

What You Need to Know About the Keeping American Workers Paid and Employed Act | Blog

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Under the Keeping American Workers Paid and Employed Act, the Paycheck Protection Program will provide loans to qualifying small businesses. The amount...

CARE Act and Economic Injury Disaster Loan | Blog

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From our CPA James Henderson , “there are many solutions for business owners.  Some are external.  Like loans, SBA or otherwise,...

Home Insurance FAQ: Purchase Price vs. Replacement Cost | Blog

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If you’re buying a home for the first time, congratulations! It’s a tremendous accomplishment. The staff at Vargas & Vargas Insurance is...

How to Protect Your Personal Assets When You’re a Landlord | Blog

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Let’s say that you inherit or purchase a house and end up with two properties. At this point, you have...

Understanding Homeowner’s Insurance: What is Loss of Use Coverage? | Blog

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If this is your first time shopping for home insurance (or if you’ve been a homeowner for years but haven’t read your policy), then...

Jewelry and Gem Valuations: GIA or Bust! | Blog

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Gem and jewelry “fakes” and “cons” have been around for centuries. If you’ve been conned into buying a fake gem, know you’re...

What You Need to Know About Liability Insurance for Your Massachusetts Home | Blog

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For any type of insurance, the coverage limit is the maximum amount of money that the policy will pay out. The coverage...

All About the Circuit Breaker Income Tax Credit for Massachusetts Homeowners and Renters Age 65+ | Blog

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For instance, let’s assume you’re single and earned $40,000 in 2019. You paid $3,000 in property taxes and $4,000 in water and...

Do I need comprehensive coverage if I have collision | Blog

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Auto insurance is not just one type of insurance. In most cases, you will need to have liability insurance coverage to protect...

What You Need to Know About Forced Place Insurance | Blog

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Forced place insurance generally only covers the cost of your mortgage. While other insurance policies cover your possessions and the full cost...
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