Flood Insurance

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

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Do I Need Flood Insurance in Georgia if I’m Not Required?

Why pay for something you are not required to have? What are the chances your home will actually flood? The problem is, many people...

I Got an Elevation Certificate in Georgia, Now What?

If you just received an elevation certificate in Georgia, you are probably wondering what it actually does and what you should do next. Does...

When the First Flood Quote Creates a Second Problem

Flood insurance does not usually create problems on its own. But the first quote sometimes does. That is the moment where: pricing becomes a concern the borrower...

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Should You Insure Your Diamonds? | Blog

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Americans spent a record-breaking $20 billion on Valentine’s Day in 2020. This year, even in the wake of a pandemic, retail experts ...

5 Reasons to Use an Independent Agent for Business Insurance | Blog

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Independent insurance agents are usually knowledgeable about business insurance policies in their states. This, combined with their networks of insurers, makes them...

Top 5 Reasons to Use an Independent Agent for Your Personal Insurance | Blog

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Navigating the world of claims can be time-consuming. An independent insurance agent will help you file claims for any accidents that occur....

Here’s What Happens When You Make a House Insurance Claim | Blog

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Having your house insured can save you a lot of trouble. House insurance usually covers your house and its contents. However, policies...

How Inflation Affects the Cost of Replacing Your Home | Blog | Vargas & Vargas Insurance

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5 Home Improvements for Lower Insurance Costs | Blog

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Roof insurance claims compose a large portion of total homeowners insurance claims. Newer roofs are typically better able to handle wind and...

Home Insurance Terms You Need to Know, Part Two: Homeowners Coverage Terms | Blog

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This is for all of your personal belongings, such as clothing, furniture, electronics, household tools, etc. It’s important to speak with your...

Lowering Flood Insurance Costs for Soulard Homeowners: Proven Strategies

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If you live in Soulard, you probably know flood insurance isn’t optional, but overpaying is. Flood coverage is a must-have for many homes in...

Car Insurance Terms, Part One: The Basics | Blog

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This is the page of your policy that gives your basic identifying information. Examples of this information include the name and address...

Car Insurance Terms, Part Two: Car Insurance Claims | Blog

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When your vehicle collides with another object, whether it’s a vehicle, building, pothole, or something else, the damage falls under your collision...

How Personal Property Insurance Protects Your Property | Blog

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According to Insurance.com , most home insurance policies only offer coverage for 40-70% of the home’s insured value. What does a personal...

The Real Cost of Adding Contents Coverage to Your Flood Insurance in The Hill

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Wondering how much contents coverage will raise your flood insurance premium? If you live in The Hill, you’ve likely already asked, “What’s my building...
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