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Cancel Flood Insurance & Get a Refund? The 14 NFIP Rules

Thinking Twice Before You Cancel? The Flood Nerds Are Here to Navigate the Waters ...

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Cancel Flood Insurance & Get a Refund? The 14 NFIP Rules

Thinking Twice Before You Cancel? The Flood Nerds Are Here to Navigate the Waters ...

What 1,258 Real Quotes Reveal (2021–2026)

By Chris Greene, founder and flood mitigation specialist at The Flood Insurance Guru Last updated: July 20, 2026 Executive summary We analyzed 1,258 Alabama flood insurance...

How Much Does Flood Insurance Cost in Tennessee? 96 Real Quotes Analyzed

The median Tennessee flood insurance quote was $531 per year, but the property—not a statewide average—determines what you will actually pay. By Chris...

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Rooftop Maintenance | Blog | Vargas & Vargas Insurance

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Getting your Fireplace or Wood Stove Ready | Blog | Vargas & Vargas Insurance

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How to Read Your Declarations Page(s) | Blog | Vargas & Vargas Insurance

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Fire Hazards in Your House | Blog

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Fire hazards are everywhere. Yet, we often ignore the danger, or, worse, we’re completely unaware of the lurking, imminent threat of fire...

Flashback: Fallen Leaves in Autumn Leave You Liable! | Blog

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In addition, during the fall, the sun rises later, sets earlier, and often brings foggy days.  This limited exposure to sunshine does...

Turn Back The Clocks; Turn Back Time | Blog

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This year, Daylight Savings Time ends at 2 a.m. on November 3rd.Turning back the clocks is a great reminder for some basic...

Comparing homeowner’s insurance and renter’s insurance | Blog

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When you make your home inventory, make sure that you include everything that you own, including items like electronics, furniture, clothing, and...

How to Prevent Frozen Pipes | Blog

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Fall may be in full swing, but for Northeasterners, winter weather is already here. This puts homeowners on high alert as lengthy...

How to Protect Your Packages | Blog

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However, one thing to consider is the deductible. Some deductibles are either $500.00 or $1,000.00. Since a renter has to pay the...

Lower Mills Holiday | Blog | Vargas & Vargas Insurance

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To Escrow or Not To Escrow? | Blog

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But there’s an important negative aspect to an escrow account.  The “set it and forget it” mentality that can easily set in.  That is,...

Invite Your Neighbors to The Party | Blog

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The idea behind this wisdom is that, if your party gets a little loud, your neighbors can’t possibly complain to you by...
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