Flood Insurance

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

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Why You’re Paying 3x More Than Your Neighbor

Are you paying $600 more than your neighbor for flood insurance and not even know it? In Pelham, Alabama, two homes on the same...

Navigating Rising Rates and New Maps

Have you opened your 2026 flood insurance renewal and felt a pit in your stomach?Are you unsure whether your new rate is fair...

What Is the FEMA 50% Rule in Flood Insurance?

For producers, insurance agents, and other professionals offering flood coverage, understanding the FEMA 50% rule is essential for guiding clients accurately and avoiding...

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Spring Maintenance for Your Car (To Help Avoid Auto Insurance Claims!) | Blog

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Keeping up with your car’s maintenance can be a hassle…but we’ve got exciting news for you! By prioritizing...

What Happens if Two People Involved in an Accident Have the Same Insurer? | Blog

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In the grand scheme of things, not many changes if both parties have the same insurer. Though, a few minor things may...

I’m Going On Vacation, How Do I Keep My Condo Safe While I’m Away? | Blog

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Leaving your Dorchester, MA condo unattended for even a short period can significantly impact your life and the lives of those around...

How Extreme Heat Waves Can Easily Damage Your Home | Blog | Vargas & Vargas Insurance

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13 Easy Weatherproofing Ideas for Your Home and Auto | Blog

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As each summer gets hotter than the last, we have to do what we can to reduce the damage brought on by...

7 Easy Tips to Lower Auto Insurance Premiums Each Month

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With the kids returning to school, the holidays on the horizon, and the talk about and worry about...

How to Protect Your Home from Rising Housing Costs

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In many areas, the housing market is skyrocketing. In fact, many homes in the United States have doubled...

Is the FAIR Plan Home Insurance the Best Choice for Your Insurance Needs?

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Does a Lapse in Car Insurance Affect Your Rates? |

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Some insurers will still allow you to qualify for certain discounts to offset penalties from a lapse of car insurance. This could...

What is Inherent Diminished Value and How it Affects an Auto Accident? |

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It’s quite common for some pieces of personal property to diminish in value almost immediately. For example, a...

Home Loan Advisor or Lender First: Which Is Better?

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For the most part, people assume they need at least 20% of the home’s price as a down payment. So, for a...

Navigating the 2025 Government Shutdown

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``` Last Updated: October 8, 2025 You're trying to buy a home in Houston. Your closing is scheduled. Then you get the call: "We need...
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